tightenings. Thus, our results indicate that post-crisis regulation is effective in reducing banks’ complexity-risk nexus. …We investigate the relationship between bank complexity and bank risk-taking using German banking data over the period …

. Since the establishment of the Banking Union in 2014, the European Central Bank (ECB) can impose stricter regulations than … bank's contribution to systemic risk (SRISK) at the national and the euro-area level. Our research delivers three main … findings. First, on average, systemic risk increased during the financial crisis. The difference between systemic risk at the …

regulatory competition when banks are heterogeneous and give loans to firms that produce output in an integrated market. In this … bank profits, taxpayers, and consumers. …

German savers are renowned for preferring safe, long-term investments, thus providing patient capital, with bank … depositors are really that patient, abstaining from any type of market discipline, and how the financial crisis might have … heterogeneity depending on banks' governance structures. The announcement of a state guarantee for bank deposits following the …

This study investigates the bank competition-stability nexus using a unique regulatory dataset provided by the Deutsche … competition, contestability and market power, each corresponding to a different contextual level of a bank's competitive … theoretical properties of the indicators for market power and competition. Using the Lerner Index as a proxy for bank …

bank-level data for German banks, we find evidence that a bank's exposure to interest rate risk depends on its presumed … optimization horizon. The longer the presumed optimization horizon is, the more the bank is exposed to interest rate risk in its … exposure to interest rate risk. The more a bank is exposed to the risk of a decline in the interest rate level, the higher its …

unweighted leverage requirements, their differential impact on bank lending, and equity buffer accumulation in excess of … regulatory minima. Tighter risk-weighted capital requirements reduce loan supply and lead to an endogenous fall in bank … profitability, reducing bank incentives to accumulate equity buffers and, therefore, increasing the incidence of bank failure …

competition. Here, we employ a novel approach to account for IRS that are both unexpected and effective for a bank’s business … theory that monopolistic firms undersupply the market when utilizing their high pricing power in the bank competition …–liquidity creation nexus. While positive IRS per se lead to an increase in bank liquidity creation, we find that a high bank …