Household Finances collected in 2021, we show that about 62% of German households answer the Big Three financial literacy …

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Research has consistently shown that women's involvement in household decision making positively affects household … outcomes such as nutrition and education of children. Is financial literacy a determinant for women to participate in intra-household … decision making? Using data on savings groups in Rwanda, we examine this relationship and show that women with higher financial …

future events on households’ financial situation. Households are asked to assess specific risks for their own household … (treatment) or for a household with similar characteristics (control). On average, households assign a lower probability to … shocks that negatively affect personal finances if asked for their own household compared to a similar household. We do not …

cope with an unexpected expense and are more likely to complement their rainy day savings with funds from other sources …

Women are less financially literate than men. It is unclear whether this gap reflects a lack of knowledge or, rather, a … measuring financial knowledge, but when this response option is unavailable, they often choose the correct answer. We estimate a …-third of the financial literacy gender gap can be explained by women’s lower confidence levels. Both financial knowledge and …

social programs, savings and the labor supplies of all adult household members. The optimal policy mix focuses mainly on … and savings decisions of singles and married couples. Partial insurance against wage and employment shocks is provided by … Social Assistance, which provides a permanent universal household income oor, with a minor role for temporary earnings …

, savings, and the labor supplies of all adult household members. We show that the optimal policy mix is dominated by moderately …. To do so, we specify a structural life-cycle model of the labor supply, savings, and social assistance claiming decisions … generous social assistance, which guarantees a permanent universal minimum household income, with only a minor role for …