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precautionary saving behavior of Japanese households. Our findings are: 1. Measures for income uncertainty have a positive influence … on the target for precautionary wealth but not on precautionary wealth. 2. The positive influence of income uncertainty … suggest that Japanese households save against income uncertainty until around when their head is aged 50 and then save against …
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A fair housing audit is an important tool for measuring racial and ethnic discrimination in housing market, so they are widely used for policy purposes in the U.S. Each audit consists of a visit to a real estate agent by a minority individual and a majority individual with equal qualification....
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also suggested that the risk of the elderly's future income changing, the risk of fire caused by their negligence, the risk …
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In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a head in the 50-59 age group) in Japan do not...
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