; first-time home-buyers ; marriage ; income risk …

This paper studies the effects of local marriage markets on South African women’s marital decisions. The analysis is … Africans aged 20-40 makes us believe that shortage of marriageable men may explain marriage patterns. Economic theory predicts … matter in the marital choice of women who have at least one child. Exposing African women to the White woman’s marriage …

College education is not only an investment; for many people it also generates consumption benefits. If these benefits … students, even when the colleges lack market power. Moreover, when the social return to education exceeds the private return …

current,but not the past, marriage. Second, domestic abuse is a dominant factor in thedivorce decision, which in turn is a … major determinant of employment. Finally,standard economic information such as age and education plays a minor role inthe …