We exploit an age discontinuity in a Dutch disability insurance (DI) reform to identify the health impact of stricter … negative health effect on females is restricted to women with low pre-disability earnings. We hypothesize that the gender … difference in the effect is due to the reform tightening eligibility particularly with respect to mental health conditions, which …

coverage for health care but earnings losses are uninsured. Even with comprehensive health care entitlement, severe illness …

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health … insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates … of the health care utilization models indicate that moral hazard is not important. Furthermore, we find strong evidence …

Little is known about perceptions of medical expenditure risks despite their presumed relevance to health insurance … demand. This paper reports on a unique elicitation of subjective probabilities of medical expenditures from rural Ethiopians … who are offered the opportunity to purchase health insurance. We find that expectations are positively correlated with …

The Netherlands is among the top spenders on health in the OECD. We document the life-cycle profile, concentration and …. Spending on health care is strongly concentrated: the one per cent of individuals with the highest levels of expenditure …-term care, which amounts to one third of all expenditure on health care, is even more concentrated: the top one per cent …

death, covering a window of unprecedented size (1912-2000) are merged with historical data on macroeconomic and health …