, necessary beyond 2025. As the enacted savings rate target is conservative, individual pensions keep retirement income sufficient … even if returns to pension funds are low due to legal restrictions on savings vehicles. …

-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …

This paper extends the standard model of life cycle consumption, saving and labor supply in a number of directions …. First, it argues that consumption should be defined as expenditure on household production as well as on market goods, that … is, we are interested in life cycle profiles of full consumption. If this is done, several well-known puzzles concerning …

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the …

The relationship between unemployment benefit duration, unemployment duration and subsequent job duration is … be correlated with unemployment duration as well as accepted job duration. I examine two potential explanations for the … relationship between unemployment and job spell durations; UI benefits increase job matching quality vs unobserved heterogeneity. I …

In this paper, we present a matching model with adverse selection that explains why flows into and out of unemployment …