from the 2010 Household Finance and Consumption Survey (HFCS). We are particularly interested in the way in which specific …

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …

, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the heterogeneity in … household finances implies that responses of consumption to changes in the real interest rate and in house prices differ … substantially across countries, and within countries by household characteristics such as age, housing tenure, and asset positions …

This study investigates the impact of social pension insurance on the efficiency of household financial portfolios …, utilizing data from the 2019 wave of the China Household Finance Survey. Our findings indicate that social pension insurance … significantly enhances the efficiency of household financial portfolios, partly through the channels of risk attitude and …

Using the Household Finance and Consumption Survey (HFCS), a large micro-level dataset on households’ wealth in fifteen … participation as well as levels of asset holdings and investigate the systematic relationships between household characteristics and …

document substantial heterogeneity across these dimensions. The median household in the euro area has a positive interest rate …