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Do mandatory pensions decrease household savings? : evidence for the Netherlands
Euwals, Rob - 2000
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch …
Persistent link: https://www.econbiz.de/10011318591
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Pension reform : disentangling retirement and savings responses
Lindeboom, Maarten; Montizaan, Raymond - 2018
of workers born in 1950 or later. At the same time, a tax-facilitated savings plan was introduced that substantially … assess the effect of the reform on the savings and retirement expectations and realizations of two virtually identical male … savings to counter the effect of the reform. These workers, who are generally in worse health, have zero substitution rates …
Persistent link: https://www.econbiz.de/10011876086
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Income inequality and saving
Alvarez-Cuadrado, Francisco; Attar, Mayssun el - 2012
Over the last three decades, average income for the bottom half of the US distribution increased by 8% while their average saving rate decreased by eight percentage points. Over the same period the US experienced a substantial increase in inequality and a continuous decrease in the aggregate...
Persistent link: https://www.econbiz.de/10009681548
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Distributional effects of welfare reform for young adults : an unconditional quantile regression approach
Hernæs, Øystein - 2018
The paper evaluates the distributional effects on earnings and income of requiring young welfare recipients to fulfill conditions related to work and activation. It exploits within-social insurance office variation in policy arising from a geographically staggered reform in Norway. The reform...
Persistent link: https://www.econbiz.de/10011798232
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Overconfidence and gender differences in wage expectations
Briel, Stephanie; Osikominu, Aderonke; Pfeifer, Gregor; … - 2020
We analyze the impact of (over-)confidence on gender differences in expected starting salaries using elicited beliefs of prospective university students in Germany. According to our results, female students have lower wage expectations and are less overconfident than their male counterparts....
Persistent link: https://www.econbiz.de/10012255696
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Saving and habit formation : evidence from Dutch panel data
Alessie, Rob; Teppa, Federica - In: Empirical economics : a journal of the Institute for … 38 (2010) 2, pp. 385-407
Persistent link: https://www.econbiz.de/10003943221
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The effect of pension subsidies on retirement timing of older women : evidence from a regression kink design
Ye, Han - 2018
This paper provides a clear and transparent setting to study the effect of additional pension benefits on women's retirement decision. Using administrative pension insurance records from Germany, I examine the impact of a pension subsidy program to low pay workers, implemented in 1992. The...
Persistent link: https://www.econbiz.de/10011913479
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Pension incentives and the retirement decisions of couples
Atalay, Kadir; Barrett, Garry F. - 2016
Recent reforms to social security in many countries have sought to delay retirement. Given the family context in which retirement decisions are made, social security reforms have potentially important spill-over effects on the participation of spouses. This paper analyses the impact of women's...
Persistent link: https://www.econbiz.de/10011496968
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Precautionary saving under liquidity constraints : evidence from Italy
Deidda, Manuela - In: Empirical economics : a journal of the Institute for … 46 (2014) 1, pp. 329-360
Persistent link: https://www.econbiz.de/10010246812
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The power of social pensions
Huang, Wei; Zhang, Chuanchuan - 2016
This paper examines the impacts of social pension provision among people of different ages. Utilizing the county-by-county rollout of the New Rural Pension Scheme in rural China, we find that, among the age-eligible people, the scheme provision leads to higher household income (18 percent) and...
Persistent link: https://www.econbiz.de/10011595168