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Do mandatory pensions decrease household savings? : evidence for the Netherlands
Euwals, Rob - 2000
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch …
Persistent link: https://www.econbiz.de/10011318591
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Pension reform : disentangling retirement and savings responses
Lindeboom, Maarten; Montizaan, Raymond - 2018
of workers born in 1950 or later. At the same time, a tax-facilitated savings plan was introduced that substantially … assess the effect of the reform on the savings and retirement expectations and realizations of two virtually identical male … savings to counter the effect of the reform. These workers, who are generally in worse health, have zero substitution rates …
Persistent link: https://www.econbiz.de/10011876086
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Income inequality and saving
Alvarez-Cuadrado, Francisco; Attar, Mayssun el - 2012
Over the last three decades, average income for the bottom half of the US distribution increased by 8% while their average saving rate decreased by eight percentage points. Over the same period the US experienced a substantial increase in inequality and a continuous decrease in the aggregate...
Persistent link: https://www.econbiz.de/10009681548
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Distributional effects of welfare reform for young adults : an unconditional quantile regression approach
Hernæs, Øystein - 2018
The paper evaluates the distributional effects on earnings and income of requiring young welfare recipients to fulfill conditions related to work and activation. It exploits within-social insurance office variation in policy arising from a geographically staggered reform in Norway. The reform...
Persistent link: https://www.econbiz.de/10011798232
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Overconfidence and gender differences in wage expectations
Briel, Stephanie; Osikominu, Aderonke; Pfeifer, Gregor; … - 2020
We analyze the impact of (over-)confidence on gender differences in expected starting salaries using elicited beliefs of prospective university students in Germany. According to our results, female students have lower wage expectations and are less overconfident than their male counterparts....
Persistent link: https://www.econbiz.de/10012255696
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The effect of pension subsidies on retirement timing of older women : evidence from a regression kink design
Ye, Han - 2018
This paper provides a clear and transparent setting to study the effect of additional pension benefits on women's retirement decision. Using administrative pension insurance records from Germany, I examine the impact of a pension subsidy program to low pay workers, implemented in 1992. The...
Persistent link: https://www.econbiz.de/10011913479
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Pension incentives and the retirement decisions of couples
Atalay, Kadir; Barrett, Garry F. - 2016
Recent reforms to social security in many countries have sought to delay retirement. Given the family context in which retirement decisions are made, social security reforms have potentially important spill-over effects on the participation of spouses. This paper analyses the impact of women's...
Persistent link: https://www.econbiz.de/10011496968
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Long-term effects of individual placement and support services for disability benefits recipients with severe mental illnesses
Graaf-Zijl, Marloes de; Spijkerman, Marcel; Zwinkels, Wim - 2020
This paper examines a broad set of short- and long-term impacts of Individual Placement and Support (IPS) for disability benefit recipients with severe mental disabilities. IPS is a specific intervention that first aims to place an individual in employment and subsequently trains the worker on...
Persistent link: https://www.econbiz.de/10012296183
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Gender wage and longevity gaps and the design of retirement systems
Barigozzi, Francesca; Cremer, Helmuth; Lozachmeur, … - 2021
We study the design of pension benefits for male and female workers. Women live longer than men but have a lower wage. Individuals can be single or live in couples who pool their incomes. Social welfare is utilitarian but an increasing concave transformation of individuals' lifetime utilities...
Persistent link: https://www.econbiz.de/10012519107
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Sexual orientation and household savings : do homosexual couples save more?
Negrusa, Brighita; Oreffice, Sonia - 2010
We analyze how sexual orientation is related to household savings using 2000 US Census data, and find that gay and … their married counterparts. In a household savings model, we interpret this homosexual-specific differential as due to the … than married ones. Evidence from homeowners' ratio of mortgage payments to house value exhibits the same pattern of savings …
Persistent link: https://www.econbiz.de/10003968422