income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch …

-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …

In several countries where pensions are reformed and the retirement age is increased, the issue came up to make an …

social security schemes, an ageing population thus leads to policy uncertainty in first pillar pensions. This paper sheds … more light on the relationship between public and private savings by analyzing private pension scheme participation in the … an increase in, or crowding in of, private savings. -- Ageing ; savings behavior ; social security ; subjective …

propensities to save differ across income components. Our analysis reveals a large degree of heterogeneity in savings behavior … within the year. -- framing effects ; labeling effects ; employee savings ; nonparametric methods ; behavioral economics …

occupational pensions, the two main pillars of the Dutch pension system. Since the summer of 2006, monthly survey data were … collected on the expectations of Dutch households concerning purchasing power of occupational pensions, eligibility and … informed were also more pessimistic. -- subjective probabilities ; old age social security ; occupational pensions …