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Determinants of immigrant homeownership : examining their changing role during the Great Recession and beyond
Mundra, Kusum; Uwaifo Oyelere, Ruth - 2013
, savings, length of stay in the U.S., and citizenship status affect the probability of homeownership before the recession and …
Persistent link: https://www.econbiz.de/10009763229
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Discounting financial literacy : time preferences and participation in financial education programs
Meier, Stephan (contributor); Sprenger, Charles (contributor) - 2008
Many policy makers and economists argue that financial literacy is key to financial well-being. But why do many individuals remain financially illiterate despite the apparent importance of being financially informed? This paper presents results of a field study linking individual decisions to...
Persistent link: https://www.econbiz.de/10003719622
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International job search : Mexicans in and out of the US
Rendón, Sílvio (contributor);  … - 2007
international wage differentials and preferences for origin. We use a model of job search, savings and migration to show that job … increases migration rates of younger migrants. -- International migration ; job search ; job turnover ; savings ; structural …
Persistent link: https://www.econbiz.de/10003646713
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Sexual orientation and household savings : do homosexual couples save more?
Negrusa, Brighita; Oreffice, Sonia - 2010
We analyze how sexual orientation is related to household savings using 2000 US Census data, and find that gay and … their married counterparts. In a household savings model, we interpret this homosexual-specific differential as due to the … than married ones. Evidence from homeowners' ratio of mortgage payments to house value exhibits the same pattern of savings …
Persistent link: https://www.econbiz.de/10003968422
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The firing cost implications of alternative severance pay designs
Parsons, Donald O. - 2010
) severance insurance plans or (ii) severance savings plans is important; savings plans have no "firing cost" effects on employer … worker for benefits. Plans that pay benefits across all separations are functionally severance savings plans. The variety of …
Persistent link: https://www.econbiz.de/10003968599
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Does Culture Matter?
Fernández, Raquel - 2010
This paper reviews the literature on culture and economics, focusing primarily on the epidemiological approach. The epidemiological approach studies the variation in outcomes across different immigrant groups residing in the same country. Immigrants presumably differ in their cultures but share...
Persistent link: https://www.econbiz.de/10008810107
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Pension plan characteristics and framing effects in employee savings behavior
Card, David E. (contributor); Ransom, Michael R. (contributor) - 2007
In this paper we document the importance of framing effects in the retirement savings decisions of college professors … contribution. Employees can also make tax-deferred contributions to a supplemental savings account. A standard lifecycle savings … model predicts a "dollar-for-dollar" tradeoff between supplemental savings and the combined regular pension contributions …
Persistent link: https://www.econbiz.de/10003603599
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Does daylight saving time really make us sick?
Jin, Lawrence; Ziebarth, Nicolas R. - 2015
This paper comprehensively studies the health effects of Daylight Saving Time (DST) regulation. Relying on up to 3.4 million BRFSS respondents from the US and the universe of 160 million hospital admissions from Germany over one decade, we do not find much evidence that population health...
Persistent link: https://www.econbiz.de/10010529402
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Pensions, household saving, and welfare : a dynamic analysis
Blau, David - 2011
Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order to obtain a tractable empirical model: fixed retirement and pension claiming ages, no borrowing constraint, little or no uncertainty, and no institutional restrictions on...
Persistent link: https://www.econbiz.de/10009233017
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Income inequality and saving
Alvarez-Cuadrado, Francisco; Attar, Mayssun el - 2012
Over the last three decades, average income for the bottom half of the US distribution increased by 8% while their average saving rate decreased by eight percentage points. Over the same period the US experienced a substantial increase in inequality and a continuous decrease in the aggregate...
Persistent link: https://www.econbiz.de/10009681548