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Benetton, Matteo; Kudlyak, Marianna; Mondragon, John - 2022

Using a nationally representative panel of consumer credit records for the US from 1999 to 2021, we document a positive correlation between child and parent homeownership. We propose a new causal mechanism behind this relationship based on parents extracting home equity to help finance their...

Persistent link: https://www.econbiz.de/10013286209

Home ownership and home equity promote entrepreneurial activity

Hassink, Wolter H. J.; Millone, Matteo; Mocking, Remco; … - 2021

This paper studies the effects of private real estate collateral on entrepreneurial lending and entrepreneurial activity in the Netherlands. The residential collateral channel is especially relevant for sole-proprietors who own a business with unlimited liability. We used administrative data on...

Persistent link: https://www.econbiz.de/10012485842

Making use of home equity : the potential of housing wealth to enhance retirement security

Bravo, Jorge Miguel Ventura; Ayuso, Mercedes; Holzmann, … - 2019

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

Persistent link: https://www.econbiz.de/10012120692

Detecting mortgage delinquencies

Askitas, Nikos; Zimmermann, Klaus F. - 2011

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan … housing research. -- housing ; hardship letter ; loan delinquency ; mortgage ; National Delinquency Survey (NDS) ; financial …

Persistent link: https://www.econbiz.de/10009312194

Immigration and housing rents in American cities

Saiz, Albert (contributor) - 2006

Is there a local economic impact of immigration? Immigration pushes up rents and housing values in US destination cities. The positive association of rent growth and immigrant inflows is pervasive in time series for all metropolitan areas. I use instrumental variables based on a "shift-share" of...

Persistent link: https://www.econbiz.de/10003339782

Neighborhood dynamics and the housing price effects of spatially targeted economic development policy

Krupka, Douglas J.; Noonan, Douglas S. - 2009

Neighborhoods are the result of a complicated interplay between residential choice, housing supply and the influences of the larger metropolitan system on its constituent parts. We model this interplay as a system of reduced-form equations in order to examine the effects of a generous spatially...

Persistent link: https://www.econbiz.de/10003879342

Spatial and temporal diffusion of house prices in the UK

Holly, Sean; Pesaran, M. Hashem; Yamagata, Takashi - 2010

This paper provides a method for the analysis of the spatial and temporal diffusion of shocks in a dynamic system. We use changes in real house prices within the UK economy at the level of regions to illustrate its use. Adjustment to shocks involves both a region specific and a spatial effect....

Persistent link: https://www.econbiz.de/10003934196

Immigration and the neighborhood

Saiz, Albert (contributor); Wachter, Susan M. (contributor) - 2006

What impact does immigration have on neighborhood dynamics? Within metropolitan areas, we find that housing values have grown relatively more slowly in neighborhoods of immigrant settlement. We propose three nonexclusive explanations: changes in housing quality, reverse causality, or the...

Persistent link: https://www.econbiz.de/10003522792

House price volatility and the housing ladder

Banks, James; Blundell, Richard W.; Oldfield, Zoe͏̈; … - 2010

This paper investigates the effects of housing price risk on housing choices over the lifecycle. Housing price risk can … ownership and housing wealth as a hedge against future house price risk for individuals moving up the ladder - people living in … places with higher housing price risk should own their first home at a younger age, should live in larger homes, and should …

Persistent link: https://www.econbiz.de/10009006946

Housing mobility and downsizing at older ages in Britain and the United States

Banks, James; Blundell, Richard W.; Oldfield, Zoe͏̈; … - 2010

Persistent link: https://www.econbiz.de/10009006985

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