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How are the welfare costs from monopoly distributed across U.S. households? We answer this question for the U.S. credit card industry, which is highly concentrated, charges interest rates that are 3.4 to 8.8 percentage points above perfectly competitive pricing, and has repeatedly lost antitrust...
Persistent link: https://www.econbiz.de/10012147023
One suggested hypothesis for the dramatic rise in household borrowing that preceded the financial crisis is that low-income households increased their demand for credit to finance higher consumption expenditures in order to "keep up" with higherincome households. Using household level data on...
Persistent link: https://www.econbiz.de/10010238213
measures of salary discrimination that adjust for measured productivity may be flawed. We derive the magnitude of the bias …
Persistent link: https://www.econbiz.de/10003793465
. -- beauty ; height ; discrimination ; market responses …
Persistent link: https://www.econbiz.de/10009545351
Audit studies testing for discrimination have been criticized because applicants from different groups may not appear … unobservable determinants of productivity can still generate spurious evidence of discrimination in either direction. This paper … shows how to recover an unbiased estimate of discrimination when the correspondence study includes variation in applicant …
Persistent link: https://www.econbiz.de/10009154577
. -- economics of gender and minorities ; customer discrimination ; product …
Persistent link: https://www.econbiz.de/10003189635
wage gap: occupational sorting, human capital differences, and discrimination. We find lesbian women earn more than their … discrimination and occupational sorting play a minimal role at best. Wage penalties, on the other hand, are largely explained by … discrimination. Interestingly, while we do find there are some differences in the relative roles of our three alternative …
Persistent link: https://www.econbiz.de/10003591469
attach their picture to their résumé. High levels of discrimination were found particularly against the migrant wearing a …
Persistent link: https://www.econbiz.de/10011540016
allocation game where we incorporate treatments to disentangle statistical and taste-based discrimination. Our findings find no … evidence of taste-based discrimination or statistical discrimination among the child caregivers. We also weigh-in on the … usefulness of non-incentivized experiments in discrimination experiments. …
Persistent link: https://www.econbiz.de/10011502612
matched photos as distinct visual cues. While results document employment discrimination for all groups with migration … background, it is most pronounced for applicants with an African background. To explain why and when discrimination occurs, a … discrimination in Austria. …
Persistent link: https://www.econbiz.de/10011346639