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How to help the poor to save a bit : evidence from a field experiment in Kenya
Akbas, Merve; Ariely, Dan; Robalino Aguirre, David A.; … - 2016
Partnering with a savings product provider in Kenya, we tested the extent to which behavioral interventions and … participants were asked to keep track of their weekly deposits (3) a match of weekly savings: The match was either 10% or 20% up to …
Persistent link: https://www.econbiz.de/10011497226
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The effect of increasing the early retirement age on savings behavior before retirement
Etgeton, Stefan; Fischer, Björn; Ye, Han - 2019
age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
Persistent link: https://www.econbiz.de/10012133536
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On the commitment needs of partially naive agents
Liu, Pan; Andersen, Torben M.; Bhattacharya, Joydeep - 2020
Time-inconsistent, present-biased agents may hold commitment assets hoping to keep their current and future present bias in check. Paternalistic governments, in an effort to help such people, routinely offer commitment machinery such as restrictions (or bans) on early withdrawals from...
Persistent link: https://www.econbiz.de/10012203129
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Determinants of immigrant homeownership : examining their changing role during the Great Recession and beyond
Mundra, Kusum; Uwaifo Oyelere, Ruth - 2013
, savings, length of stay in the U.S., and citizenship status affect the probability of homeownership before the recession and …
Persistent link: https://www.econbiz.de/10009763229
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Behind the Great Recession : job search and housing decisions
Rendón, Sílvio; Quella, Núria - 2013
In this paper we analyze a mechanism that is particularly relevant to the workings of the Great Recession: we explain how easier home financing and higher homeownership rates increase unemployment rates. To this purpose we build a model of job search with liquid wealth accumulation and...
Persistent link: https://www.econbiz.de/10010222189
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Locus of control and savings
Cobb-Clark, Deborah A.; New, Sonja C. de; Sinning, Mathias - 2013
This paper analyzes the relationship between individuals' locus of control and their savings behavior, i.e. wealth … accumulation, savings rates, and portfolio choices. Locus of control is a psychological concept that captures individuals' beliefs …-of-control gap in savings rates is largest among rich households, the gap in wealth accumulation is particularly large for poor …
Persistent link: https://www.econbiz.de/10010228778
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Pension information and women's awareness
Angelici, Marta; Del Boca, Daniela; Oggero, Noemi; … - 2020
were interviewed to assess their knowledge about pensions and financial issues and about their own savings and personal …
Persistent link: https://www.econbiz.de/10012262648
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Marriage and marriage markets
Grossbard-Shechtman, Shoshana - 2016
, savings, labor supply, leisure, type of relationship, divorce, and intermarriage. Predictions are based on Demand and Supply …
Persistent link: https://www.econbiz.de/10011572290
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The subjective inflation expectations of households and firms : measurement, determinants, and implications
Weber, Michael; D'Acunto, Francesco; Gorodnichenko, Yuriy; … - 2022
Households' and firms' subjective inflation expectations play a central role in macroeconomic and intertemporal microeconomic models. We discuss how subjective inflation expectations are measured, the patterns they display, their determinants, and how they shape households' and firms' economic...
Persistent link: https://www.econbiz.de/10013271201
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Assessing welfare accounts
Fölster, Stefan; Gidehag, Robert; Orszag, Jonathan Michael - 2002
The paper examines the possible effects of introducing a large-scale welfare reform in Sweden, namely, the introduction of comprehensive welfare accounts. Under this policy, individuals make mandatory contributions to accounts, which they can top up with voluntary contributions. In return,...
Persistent link: https://www.econbiz.de/10011412090