Narrow search
Showing 1 - 10 of 1,971
Cover Image
Mortgage finance in Central and Eastern Europe : opportunity or burden?
Beck, Thorsten; Kibuuka, Katie; Tiongson, Erwin R. - 2010
determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic … evidence that mortgage holders are financially more vulnerable than renters or outright owners; in fact, the incidence of …
Persistent link: https://www.econbiz.de/10003940327
Cover Image
Dynastic home equity
Benetton, Matteo; Kudlyak, Marianna; Mondragon, John - 2022
Using a nationally representative panel of consumer credit records for the US from 1999 to 2021, we document a positive correlation between child and parent homeownership. We propose a new causal mechanism behind this relationship based on parents extracting home equity to help finance their...
Persistent link: https://www.econbiz.de/10013286209
Cover Image
Home ownership and home equity promote entrepreneurial activity
Hassink, Wolter H. J.; Millone, Matteo; Mocking, Remco; … - 2021
This paper studies the effects of private real estate collateral on entrepreneurial lending and entrepreneurial activity in the Netherlands. The residential collateral channel is especially relevant for sole-proprietors who own a business with unlimited liability. We used administrative data on...
Persistent link: https://www.econbiz.de/10012485842
Cover Image
Home ownership and monetary policy transmission
Koeniger, Winfried; Ramelet, Marc-Antoine - 2018
We present empirical evidence on the heterogeneity in monetary policy transmission across countries with different home ownership rates. We use household-level data together with shocks to the policy rate identified from high-frequency data. We find that housing tenure reacts more strongly to...
Persistent link: https://www.econbiz.de/10011949270
Cover Image
Making use of home equity : the potential of housing wealth to enhance retirement security
Bravo, Jorge Miguel Ventura; Ayuso, Mercedes; Holzmann, … - 2019
amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …
Persistent link: https://www.econbiz.de/10012120692
Cover Image
Mortgage finance and culture
Rodríguez-Planas, Núria - 2018
having a mortgage in Spain. Similarly, the higher the mortgage depth in the country of ancestry, the higher the present value … of the monthly mortgage payments. Our results suggest that social norms regarding mortgage finance in the country of … ancestry matter in determining immigrants' mortgage finance in the host country. More specifically, the effect of social norms …
Persistent link: https://www.econbiz.de/10011796425
Cover Image
Age at marriage and marital instability : revisiting the Becker-Landes-Michael hypothesis
Lehrer, Evelyn L. (contributor) - 2006
An early age at first marriage is known to be associated with a high risk of divorce. Yet it has been suggested that beyond a certain point, the relationship between age at marriage and marital instability may become positive, because as unmarried women begin to hear their biological clock tick,...
Persistent link: https://www.econbiz.de/10003333110
Cover Image
The critical period hypothesis for language learning : what the 2000 US census says
Chiswick, Barry R. (contributor);  … - 2007
"A critical period for language learning is often defined as a sharp decline in learning outcomes with age. This study examines the relevance of the critical period to English proficiency among immigrants in the US. It uses microdata from the 2000 US Census, a model of language acquisition from...
Persistent link: https://www.econbiz.de/10003446801
Cover Image
Older women : pushed into retirement by the Baby Boomers?
Macunovich, Diane J. - 2009
Older women's patterns of labor supply over the past forty years have differed markedly from those of younger women. Their labor force participation declined sharply during a period of rapid increase for younger women, and then increased significantly while younger women's plateaued and even...
Persistent link: https://www.econbiz.de/10003929119
Cover Image
Older men : pushed into retirement by the baby boomers?
Macunovich, Diane J. - 2009
The United States has experienced over the past forty years an apparent correspondence between the pattern of retirement among men aged 55-69, and the proportion of workers aged 25-34 working part-year and/or part-time. The latter was an effect of overcrowding among the baby boomers as they...
Persistent link: https://www.econbiz.de/10003929123