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Patient cost-sharing and redistribution in health insurance

Klein, Tobias J.; Salm, Martin; Upadhyay, Suraj - 2024

Health insurance premiums often do not reflect individual health risks, implying redistribution from individuals with low health risks to individuals with high health risks. This paper studies whether more cost-sharing leads to less redistribution and to lower welfare of high-risk individuals....

Persistent link: https://www.econbiz.de/10014484386

Nonlinear reimbursement rules for preventive and curative medical care

Cremer, Helmuth; Lozachmeur, Jean-Marie - 2024

We study the design of nonlinear reimbursement rules for expenses on secondary preventive and on therapeutic care. With some probability individuals are healthy and do not need any therapeutic health care. Otherwise they become ill and the severity of their disease is realized and identifies...

Persistent link: https://www.econbiz.de/10014576924

Gary Becker's contributions in health economics

Soares, Rodrigo Reis - 2014

This short essay reviews Gary Becker's contributions and influence in health economics. It was originally prepared for the collection of short papers in honor of Gary Becker that is scheduled to appear in the inaugural issue of the Journal of Demographic Economics.

Persistent link: https://www.econbiz.de/10010422036

Wages and the demand for health : a life cycle analysis

Dustmann, Christian; Windmeijer, Frank - 2000

This paper presents a life cycle model for the demand for health, and derives empirical specifications that distinguish between permanent and transitory wage responses. Using panel data, we estimate dynamic health and health input demand equations. We find evidence of negative transitory wage...

Persistent link: https://www.econbiz.de/10011336871

Age-differentiated QALY losses

Praag, Bernard M. S. van; Ferrer-i-Carbonell, Ada - 2001

In this paper we evaluate the QALY losses, which are linked to the prevalence of specific chronic illnesses and impediments. The analysis is based on the individual self-rating health satisfaction question asked in the British Household Panel Survey data set. Our method is a refinement of the...

Persistent link: https://www.econbiz.de/10011402375

Physician payment contracts in the presence of moral hazard and adverse selection : the theory and its application to Ontario

Kantarevic, Jasmin; Kralj, Boris - 2015

We develop a stylized principal-agent model with moral hazard and adverse selection to provide a unified framework for understanding some of the most salient features of the recent physician payment reform in Ontario and its impact on physician behavior. These features include: (1) physicians...

Persistent link: https://www.econbiz.de/10011288527

Earmarking and the political support of fat taxes

Cremer, Helmuth; Goulão, Catarina; Roeder, Kerstin - 2015

A fat and a healthy good provide immediate gratification, and cause health costs or benefits in the long run, which are misperceived. Additionally, the fat good (healthy good) increases (decreases) health care costs by increasing (decreasing) the probability of suffering from a chronic disease...

Persistent link: https://www.econbiz.de/10011336980

The design of insurance coverage for medical products under imperfect competition

Bardey, David; Cremer, Helmuth; Lozachmeur, Jean-Marie - 2015

This paper studies the design of health insurance with ex post moral hazard, when there is imperfect competition in the … copayment instruments leads to the same reimbursement rule of individual expenditures as under perfect competition for medical … products. Additional rationing of coverage because of imperfect competition as advocated by Feldstein (1973) is thus not …

Persistent link: https://www.econbiz.de/10010473189

Social insurance with competitive insurance markets and risk misperception

Cremer, Helmuth; Roeder, Kerstin - 2016

This paper considers an economy where individuals differ in productivity and in risk. Rochet (1991) has shown that when private insurance markets offer full coverage at fair rates, social insurance is desirable if and only if risk and productivity are negatively correlated. This condition is...

Persistent link: https://www.econbiz.de/10011449932

Social insurance and health

Ziebarth, Nicolas R. - 2017

This chapter reviews the existing empirical evidence on how social insurance affects health. Social insurance encompasses programs primarily designed to insure against health risks, such as health insurance, sick leave insurance, accident insurance, long-term care insurance and disability...

Persistent link: https://www.econbiz.de/10011709766

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