banking systems, however, there has been ongoing debate on the question of whether an uncovered demand for microlending … services exists. The present pilot study explores customer preferences for microlending products in Germany. Among the …

general trend towards increased employment flexibility. Yet to this day, it remains an open question what drives the demand … employment. Using monthly data for Germany covering the period 1973-2008, we show that the continuous liberalization of this …

This paper presents a life cycle model for the demand for health, and derives empirical specifications that distinguish … between permanent and transitory wage responses. Using panel data, we estimate dynamic health and health input demand …

immigrants. The UK and Germany have experienced significant increases in immigration in recent years and this study uses … individuals on arrival and over time. While immigrants to Germany, but not the UK, are more likely to self-report poor health than …

help. This hypothesis is examined for the case of demand for hospital care which covers the largest part of public …

The extension of subsidized child care is currently on top of the political agenda in Germany. In this paper the excess … demand for subsidized child care slots is estimated using a partial observability model in the style of Abowd and Farber …

Due to high levels of obesity, various government interventions have been proposed to curb the consumption of sugar … controversial. While public debates about beverage-size-restrictions tend to focus on how consumers are impacted, we use a nonlinear … restriction. However, sellers' profit would decline. While consumption is predicted to decline overall, the magnitude of the …

terms of both consumption and leisure time. Drawing on household panel data in rural Mexico, I find that migration increases … non-migrants' consumption, but that this consumption gain cannot be explained by labor supply adjustments. Migration …