, which mitigates their precautionary savings motive and aggregate demand falls by less. Using a quantitative model analysis …

and savings decisions of singles and married couples. Partial insurance against wage and employment shocks is provided by … social programs, savings and the labor supplies of all adult household members. The optimal policy mix focuses mainly on …

blocked savings accounts over 3-9 months. Workers may only deposit earnings increases, relative to baseline, mitigating income …

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the …

profile of savings has an unusual U-shaped pattern, with saving rates being the highest among the youngest and oldest … savings ; age and cohort profiles of savings ; borrowing constraints ; precautionary savings ; financial development …

the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of … wealth. In addition, the savings rate strongly responds to demographic trends. Besides the direct impact of the age structure …, an indirect effect arises through the accumulation of wealth. The savings rate does not decrease with age in a monotonic …