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Surprising selection effects in the UK car insurance market
Cannon, Edmund S.; Cipriani, Giam Pietro; Bazar-Rosen, Katia - 2014
We document a large and persistent anomaly in the UK car insurance market over the period 2012-13: insurance companies charged a higher premium for third-party (liability) insurance than comprehensive insurance (which includes third-party). Furthermore, some companies charged higher prices for...
Persistent link: https://www.econbiz.de/10010355706
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The design of insurance coverage for medical products under imperfect competition
Bardey, David; Cremer, Helmuth; Lozachmeur, Jean-Marie - 2015
This paper studies the design of health insurance with ex post moral hazard, when there is imperfect competition in the market for the medical product. Various scenarios, such as monopoly pricing, price negotiation or horizontal differentiation are considered. The insurance contract specifies...
Persistent link: https://www.econbiz.de/10010473189
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Social insurance with competitive insurance markets and risk misperception
Cremer, Helmuth; Roeder, Kerstin - 2016
This paper considers an economy where individuals differ in productivity and in risk. Rochet (1991) has shown that when private insurance markets offer full coverage at fair rates, social insurance is desirable if and only if risk and productivity are negatively correlated. This condition is...
Persistent link: https://www.econbiz.de/10011449932
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Heterogeneous effects of blood pressure screening
Kaempfen, Fabrice; Mosca, Irene - 2024
(follow-up) as part of a nationally-representative longitudinal study on ageing in Ireland. We employ a Regression …
Persistent link: https://www.econbiz.de/10014464112
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The earnings of immigrants in Ireland : results from the 2005 EU survey of income and living conditions
Barrett, Alan (contributor); McCarthy, Yvonne (contributor) - 2007
Ireland is provided. Second, the analysis undertaken by Barrett and McCarthy (forthcoming) of earnings of immigrants in … Ireland is updated. Third, the earnings of immigrant women are assessed to see if they experience a "double disadvantage …
Persistent link: https://www.econbiz.de/10003637431
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Psychological and biological foundations of time preference : evidence from a day reconstruction study with biological tracking
Daly, Michael (contributor); Delaney, Liam (contributor);  … - 2008
psychology and biology. Using novel data from a time diary study conducted in Ireland that combined detailed psychometric testing …
Persistent link: https://www.econbiz.de/10003754924
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Using a census to assess the reliability of a national household survey for migration research : the case of Ireland
Barrett, Alan (contributor); Kelly, Elish (contributor) - 2008
Much research has been conducted on immigration into Ireland in recent years using data from the Quarterly National … Household Survey (QNHS), the official source for labour market data in Ireland. As it is known that the QNHS undercounts … immigrants in Ireland, a concern exists over whether the profile of immigrants being provided is accurate. For example, QNHS …
Persistent link: https://www.econbiz.de/10003755539
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A dynamic analysis of the demand for health insurance and health care
Bolhaar, Jonneke (contributor);  … - 2008
We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...
Persistent link: https://www.econbiz.de/10003755954
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Does growth affect the nature of inequality? : Ireland 1994 -2001
Doris, Aedín (contributor); O'Neill, Donal (contributor);  … - 2008
covariance structure of earnings in Ireland to examine whether this rapid growth affected earnings dynamics over the period …. Using panel data for the years 19942001, we show that, while permanent inequality in Ireland is high, the degree of …
Persistent link: https://www.econbiz.de/10003755967
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The risk of divorce and household saving behavior
González, Libertad (contributor);  … - 2008
theoretical perspective, the expected sign of the effect is ambiguous. We take advantage of the legalization of divorce in Ireland …
Persistent link: https://www.econbiz.de/10003759771