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Is rationing in the microfinance sector determined by the microfinance type? : evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10010510572
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Contract structure, time preference, and technology adoption
Chowdhury, Shyamal K.; Smits, Joeri; Sun, Qigang - 2020
Do constraints to technology adoption vary by behavioral traits? We randomize 150 villages in Bangladesh into being offered standard microcredit, loans with a grace period, the choice between those two contracts, and control. No discernible average effects are detected on the adoption of...
Persistent link: https://www.econbiz.de/10012266255
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Empowering the vulnerable to be entrepreneurs : an empirical test on the effectiveness of the Ghana microfinance policy 2006
Diaz-Serrano, Luis; Sackey, Frank Gyimah - 2016
The study aims at testing the Ghana Microfinance Policy set up to support the vulnerable through access to credit. We … entrepreneurs in the rationing behavior of the microfinance companies. This is what we should expect if the policy is effective. Our … results show that even after controlling for a large number of borrower characteristics, microfinance type and credit …
Persistent link: https://www.econbiz.de/10011580565
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The effects of access to credit on productivity : separating technological changes from changes in technical efficiency
Jimi, Nusrat Abedin; Nikolov, Plamen; Malek, Mohammad Abdul - 2019
Improving productivity among microenterprises is important, especially in low-income countries where market imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises. Using a field experiment involving agricultural...
Persistent link: https://www.econbiz.de/10012058453
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Returns to islamic microfinance : evidence from a randomized experiment in Pakistan
Maazullah; Bedi, Arjun Singh - 2017
The global microfinance movement is driven by the claim that once poor micro-entrepreneurs are provided access to … substantiate this claim. This paper reports on a field experiment conducted in Pakistan, in co-operation with Akhuwat microfinance … microfinance institutions in Pakistan. …
Persistent link: https://www.econbiz.de/10011731845
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Who are the microenterprise owners? : evidence from Sri Lanka on Tokman v. de Soto
De Mel, Suresh (contributor); McKenzie, David J. (contributor) - 2008
Is the vast army of the self-employed in low income countries a source of employment generation? We use data from surveys in Sri Lanka to compare the characteristics of own account workers (non-employers) with wage workers and with owners of larger firms. We use a rich set of measures of...
Persistent link: https://www.econbiz.de/10003719625
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Are women more credit constrained? : experimental evidence on gender and microenterprise returns
Mel, Suresh de (contributor); McKenzie, David J. (contributor) - 2008
owners who might benefit from more access to capital. -- Microenterprises ; gender ; microfinance ; randomized experiment …
Persistent link: https://www.econbiz.de/10003760258
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Household access to microcredit and children's food security in rural Malawi : a gender perspective
Hazarika, Gautam (contributor);  … - 2008
Using data from the 1995 Malawi Financial Markets and Food Security Survey, this study seeks to discover if women's relative control over household resources or intra-household bargaining power in rural Malawi, gauged by their access to microcredit, plays a role in children's food security,...
Persistent link: https://www.econbiz.de/10003771592
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Demand side analysis of microlending markets in Germany
Kritikos, Alexander; Kneiding, Christoph; Germelmann, … - 2009
In developing and transition economies, microlending has become an effective instrument for providing micro businesses with the necessary financial resources to launch operations. In the industrialized countries, with their highly developed banking systems, however, there has been ongoing debate...
Persistent link: https://www.econbiz.de/10003879327
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Behavioral foundations of microcredit : experimental and survey evidence from rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - 2010
typical lending mechanisms. -- Time preference ; hyperbolic discounting ; self-control ; loan contracts ; microfinance …
Persistent link: https://www.econbiz.de/10003959320