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How effective are matching schemes in enticing low-income earners to save more for retirement? : evidence from a national scheme

Chan, Marc K.; Polidano, Cain; Vu, Ha; Wilkins, Roger; … - 2020

Concerns over the adequacy of low and middle-income earner contributions to retirement plans have led governments to introduce targeted matching schemes. In this study, we examine the effects of a simple and generous Australian scheme using administrative tax-filer data, exploiting longitudinal...

Persistent link: https://www.econbiz.de/10012373119

Making use of home equity : the potential of housing wealth to enhance retirement security

Bravo, Jorge Miguel Ventura; Ayuso, Mercedes; Holzmann, … - 2019

home equity release schemes in supplementing public and private pensions in an integrated way. We use the latest European …

Persistent link: https://www.econbiz.de/10012120692

Behavioral impediments to valuing annuities : complexity and choice bracketing

Brown, Jeffrey R.; Kapteyn, Arie; Luttmer, Erzo F. P.; … - 2019

This paper examines two behavioral factors that diminish people's ability to value a life-time income stream or annuity, drawing on a survey of about 4,000 adults in a U.S. nationally representative sample. By experimentally varying the degree of complexity, we provide the first causal evidence...

Persistent link: https://www.econbiz.de/10011997340

Europe agreements and trade balance : evidence from four new EU members

Caporale, Guglielmo Maria; Rault, Christophe; Sova, Robert - 2011

This paper analyses the trade balance effects of Europe agreements (EA) between the EU-15 and four new EU members from Central and Eastern Europe (CEEC-4) using both static and dynamic panel data approaches. Specifically, the system Generalized Method of Moments (GMM, Blundell and Bond, 1998)...

Persistent link: https://www.econbiz.de/10009296317

The saving behaviour of two person households : evidence from Dutch panel data

Euwals, Rob; Börsch-Supan, Axel; Eymann, Angelika - 2000

As wives generally are younger than their husbands, and as they also have a higher life expectancy, wives generally have larger incentives to save for old age than their husbands. This paper analyses the household members' attitudes towards saving for old age, and the relation with the household...

Persistent link: https://www.econbiz.de/10011339680

Do mandatory pensions decrease household savings? : evidence for the Netherlands

Euwals, Rob - 2000

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … pensions have a significant negative impact on savings motives with respect to old age. Concerning the effect on household … occupational pensions. …

Persistent link: https://www.econbiz.de/10011318591

Pension design with a large informal labor market : evidence from Chile

Joubert, Clement - 2014

This paper investigates empirically the fiscal and welfare trade-offs involved in designing a pension system when workers can avoid participation by working informally. A dynamic behavioral model captures a household's labor supply, formal/informal sector choice and saving decisions under the...

Persistent link: https://www.econbiz.de/10010359417

Health status, disability and retirement incentives in Belgium

Jousten, Alain; Lefebvre, Mathieu; Perelman, Sergio - 2013

identified: old-age pensions, conventional early retirement, disability insurance, and unemployment insurance are the most …

Persistent link: https://www.econbiz.de/10010223618

Social insurance, informality and labor markets : how to protect workers while creating good jobs

Pagés, Carmen; Rigolini, Jamele; Robalino, David A. - 2013

design of health insurance, pensions, and unemployment benefits programs. Going forward, there a few general principles that …

Persistent link: https://www.econbiz.de/10010229925

(Lack of) pension knowledge

Barrett, Alan; Mosca, Irene; Whelan, Brendan J. - 2013

Governments are increasingly concerned about the capacity of pensions systems to meet demands in the coming years … well-informed about pensions. However, there are many reasons to believe that individuals may not be well-informed due to … the complexity of pensions systems and degrees of myopia. In this paper, we assess levels of knowledge of pensions using a …

Persistent link: https://www.econbiz.de/10010125872