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The financial decisions of immigrant and native households : evidence from Italy
Bertocchi, Graziella; Brunetti, Marianna; Zaiceva, Anzelika - 2018
Using rich Italian data for the period 2006-2014, we document sizeable gaps between native and immigrant households with respect to wealth holdings and financial decisions. Immigrant household heads hold less net wealth than native, but only above the median of the wealth distribution, with...
Persistent link: https://www.econbiz.de/10011950811
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The determinants of retirement planning within couples in Ireland
Doorley, Karina; Nolan, Anne - 2019
better retirement planning. However, relatively little is known about the decision making process for retirement savings … preparation for retirement. This paper investigates the relationship between the financial literacy of members of pre-retirement …
Persistent link: https://www.econbiz.de/10011986020
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Household savings and marriage payments : evidence from dowry in India
Anukriti, S; Kwon, Sungoh; Prakash, Nishith - 2018
This paper examines how traditional marriage market institutions affect households' financial decisions. We study how bride-to-groom marriage payments, i.e., dowries, influence saving behavior in rural India. Exploiting variation in firstborn gender and heterogeneity in dowry amounts across...
Persistent link: https://www.econbiz.de/10011845475
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Daughters, savings and household finances
Tani, Massimiliano; Wen, Xin; Cheng, Zhiming - 2023
We explore the link between child gender and household financial decisions within a cultural environment that strongly favours having a son. Using data from the China Household Finance Survey (CHFS), we find that the presence of a daughter is associated with a lower saving rate. This is...
Persistent link: https://www.econbiz.de/10014339334
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Political uncertainty and household savings
Aaberge, Rolf; Liu, Kai; Zhu, Yu - 2014
Despite macroeconomic evidence pointing to a negative aggregate consumption response due to political uncertainty, few papers have used microeconomic panel data to analyze how households adjust their consumption after an uncertainty shock. We study household savings and expenditure adjustment...
Persistent link: https://www.econbiz.de/10010457397
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Tax incentives and return migration
Bassetto, Jacopo; Ippedico, Giuseppe - 2024
Brain drain is a key policy concern for many countries. In this paper we study whether tax incentives are an effective policy to attract high-skilled expatriates back to their home country, exploiting a generous income tax break for Italian returnees. Using administrative data and a Triple...
Persistent link: https://www.econbiz.de/10015046179
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The impact of health insurance on stockholding : a regression discontinuity approach
Christelis, Dimitris; Georgarakos, Dimitris; Sanz de … - 2014
Using data from the US Health and Retirement Study, we study the causal effect of increased health insurance coverage …
Persistent link: https://www.econbiz.de/10010436274
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Unemployment risk and over-indebtedness : a micro-econometric perspective
Du Caju, Philip; Rycx, François; Tojerow, Ilan - 2015
We study how unemployment effects the over-indebtedness of households using the new European Household Finance and Consumption Survey (HFCS). First, we assess the role of different labor market statuses (i.e. employed, unemployed, disabled, retired, etc.) and other household characteristics...
Persistent link: https://www.econbiz.de/10011407930
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Predicting retirement savings using survey measures of exponential-growth bias and present bias
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent. …
Persistent link: https://www.econbiz.de/10011902764
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Who is a passive saver under opt-in and auto-enrollment?
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2019
Defaults have been shown to have a powerful effect on retirement saving behavior yet there is limited research on who … data on employer-sponsored retirement accounts linked to survey data, we estimate the relationship between retirement …
Persistent link: https://www.econbiz.de/10012056946