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Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the … poorest sections of society. In India, financial inclusion emphasizes to include maximum number of people under formal … banking services to maximum number of people is unsuccessful as a poverty reduction strategy. As a poverty reduction strategy …
Persistent link: https://www.econbiz.de/10003831814
success of banking reforms in India where significant banking reforms have been introduced since 1990s. Using the argument …Many emerging markets have undertaken significant financial sector reforms especially in their banking sectors that …
Persistent link: https://www.econbiz.de/10011493763
Much of the existing literature on the use of informal credit arrangements such as ROSCAs (Rotating and Credit Saving Associations) theorises the use of such institutions as arising from market failures in the development of formal saving and credit mechanisms. As economic development proceeds,...
Persistent link: https://www.econbiz.de/10009308836
We exploit organizational reforms in a foreign-owned bank in Central-East Europe to study the implementation of modern HRM policies in an emerging market context. We have branch-level data and use our knowledge of the process that led to the adoption of the reforms to implement two estimators...
Persistent link: https://www.econbiz.de/10010224591
This study investigates the effect of financial perception and behaviour on; (a) general accounts and services, (b) investment/savings and (c) insurance/assurance Using FinScope dataset from South Africa over the period 2003 to 2009,ordered probit, generalized ordered probit and pseudo panel...
Persistent link: https://www.econbiz.de/10009675520
We document that trust in public institutions "and particularly trust in banks, business and government" has declined over recent years. U.S. time series evidence suggests that this partly reflects the pro-cyclical nature of trust in institutions. Cross-country comparisons reveal a clear legacy...
Persistent link: https://www.econbiz.de/10009233928
Persistent link: https://www.econbiz.de/10002035589
associated with an increase in remote-access (online/mobile) banking and substitution from bank branch-based to ATM activity. The …
Persistent link: https://www.econbiz.de/10013172856
Do media slant news in favor of the banks they borrow from? We study how lending connections affect news coverage of banks earnings reports and of the Eurozone sovereign debt crisis on major newspapers from several European countries. We find that newspapers cover announcements by their lenders...
Persistent link: https://www.econbiz.de/10013173241
The financial industry has been struggling with widespread misconduct and public mistrust. Here we argue that the lack of trust into the financial industry may stem from the selection of subjects with little, if any, trustworthiness into the financial industry. We identify the social preferences...
Persistent link: https://www.econbiz.de/10012265867