We maintain that employer associations are a specific form of employer collusion that is overt, formal and labour … this form of collusion might emerge, and how it might develop. Since the context is the decline of employers' associations … growth or decline of other forms of collusion in areas such as product and financial markets, and political influence. Our …

categorised in three types namely; general accounts and services, investment/savings and insurance/assurance. Taking into account …

aspect of the EITC that has received little attention thus far is its role as a public insurance program. Yet, the structure … to both wages and changes in family structure. Our study provides the first quantitative statement about the insurance … demographic risk, but have only limited self-insurance capacity. We use the model to compare outcomes under the EITC to the …