identification. In Italy, banks who belong to the PattiChiari consortium have implemented policies aimed at increasing transparency …We investigate the causal effect of financial literacy on financial assets, exploiting banks information policies for … individuals have their main bank account in one bank in the PattiChiari consortium to instrument their financial literacy level …

. Our analysis is based on weekly observations for the 858 white collar workers hired by a large Italian bank between …. We also discuss how this evidence can be used to estimate what the absenteeism rate would be in Italy if employment …

Do media slant news in favor of the banks they borrow from? We study how lending connections affect news coverage of … banks earnings reports and of the Eurozone sovereign debt crisis on major newspapers from several European countries. We … find that newspapers cover announcements by their lenders - relative to those of other banks - significantly more when they …

analyzes whether banks can support firms' export by reducing informational asymmetries about foreign markets. We exploit a … large sample of Italian firms for which we merge custom data with information on their lender banks. We identify a shock …'s domestic bank by an internationalized banking group. Our results show that, after the acquisition, firms have a significantly …