Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries … determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic …

Using comparable survey data from twelve European countries we investigate households' attitudes towards mortgage … households have a mortgage outstanding relative to countries where a sizeable part of the population uses mortgage debt, like the … reference households, and crucially so in countries with less expanded mortgage markets. Thus it appears that households …

In this paper, we investigate whether evidence of discriminatory treatment against immigrants in the Spanish mortgage … interest rates on their mortgages than their Spanish born counterparts. To do so, we use a unique dataset on granted mortgages …-Blinder decomposition to measure the extent to which this disparate treatment of lenders in mortgage pricing against immigrants is due to …

. Older households have become increasingly more indebted and more leveraged. While mortgages remain the predominant type of …

where homeowners commit a fixed budget to mortgage payments. Our model predicts that: (i) mortgage commitments, by … and entrepreneurship is increasing in mortgage debt; and (iii) the negative relation is more pronounced for entrepreneurs …

-inequality regions than high-inequality regions. We confirm the predictions of the model using data on individual mortgage applications …

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan … housing research. -- housing ; hardship letter ; loan delinquency ; mortgage ; National Delinquency Survey (NDS) ; financial …