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Disclosure, trust and persuasion in insurance markets
De Meza, David E.; Irlenbusch, Bernd; Reyniers, Diane J. - 2010
This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy's value for money (the claims ratio) and the seller's commission. These information disclosures have virtually no effect despite most buyers claiming to value such information....
Persistent link: https://www.econbiz.de/10008688915
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Guilt from promise-breaking and trust in markets for expert services : theory and experiment
Beck, Adrian; Kerschbamer, Rudolf; Qiu, Jianying; … - 2010
We examine the influence of guilt and trust on the performance of credence goods markets. An expert can make a promise to a consumer first, whereupon the consumer can express her trust by paying an interaction price before the expert’s provision and charging decisions. We argue that the...
Persistent link: https://www.econbiz.de/10003944278
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Household debt and crises of confidence
Hintermaier, Thomas; Koeniger, Winfried - 2015
We show that the size of collateralized household debt determines an economy's vulnerability to crises of confidence … rise to multiplicity of house prices. In a dynamic setup, we conceptualize confidence as a realization of rationally … confidence may drive house prices and aggregate consumption. …
Persistent link: https://www.econbiz.de/10011347156
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Can financial incentives help people trying to establish new habits? : experimental evidence with new gym members
Carrera, Mariana; Royer, Heather; Stehr, Mark; Syndor, … - 2017
We conducted a randomized controlled trial testing the effect of modest incentives to attend the gym among new members of a fitness facility, a population that is already engaged in trying to change a health behavior. Our experiment randomized 836 new members of a private gym into a control...
Persistent link: https://www.econbiz.de/10011703984
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Improving the peer review process : a proposed market system
Frijters, Paul; Torgler, Benno - 2016
The current peer review system suffers from two key problems: promotion of an in-crowd whose methods, opinions and innovations it protects; and failure to represent the opinions and interests of non-peer clients. As a result, whole disciplines orient themselves toward navel-gazing research...
Persistent link: https://www.econbiz.de/10011458074
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Is transparency an anti-corruption myth?
Murray, Cameron K.; Frijters, Paul; Schaffner, Markus - 2017
We look at the effect of transparency on the incidence of costly back-scratching in a laboratory setting by … transparency. A plausible story that fits our results is that there may be two countervailing forces at play. First, more rapid … policy makers about the limits of transparency in curtailing "grey" types of corruption. …
Persistent link: https://www.econbiz.de/10011641390
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(Lack of) pension knowledge
Barrett, Alan; Mosca, Irene; Whelan, Brendan J. - 2013
the complexity of pensions systems and degrees of myopia. In this paper, we assess levels of knowledge of pensions using a …
Persistent link: https://www.econbiz.de/10010125872
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Business visits, knowledge diffusion and productivity
Piva, Mariacristina; Tani, Massimiliano; Vivarelli, Marco - 2016
The aim of this paper is to investigate the productivity impact of business visits, relative to traditional drivers of productivity enhancement, namely capital formation and R&D. To carry out the analysis, we combine unique and novel data on business visits sourced from the U.S. National...
Persistent link: https://www.econbiz.de/10011595161
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Confidence in public institutions and the run up to the October 2019 uprising in Lebanon
Fakih, Ali; Makdissi, Paul; Marrouch, Walid; Tabri, Rami V. - 2020
dynamics of trust in public institutions in Lebanon. It finds strong evidence that confidence in most public institutions has …
Persistent link: https://www.econbiz.de/10012198992
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Confidence in knowledge or confidence in the ability to learn : an experiment on the causal effects of beliefs on motivation
Fischer, Mira; Sliwka, Dirk - 2018
confidence in the ability to learn raises incentives, while confidence in the level of human capital lowers incentives for …
Persistent link: https://www.econbiz.de/10011798132