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This paper analyzes savings and asset holdings of immigrants in relation to their return plans. We argue that savings … and asset accumulation may be affected by return plans of immigrants. Further, the way savings and assets are held in the … home- and host country may also be related to future return plans. Thus, comparing savings and assets between immigrants …
Persistent link: https://www.econbiz.de/10009230177
propensities to save differ across income components. Our analysis reveals a large degree of heterogeneity in savings behavior … within the year. -- framing effects ; labeling effects ; employee savings ; nonparametric methods ; behavioral economics …
Persistent link: https://www.econbiz.de/10009696940
Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order to obtain a tractable empirical model: fixed retirement and pension claiming ages, no borrowing constraint, little or no uncertainty, and no institutional restrictions on...
Persistent link: https://www.econbiz.de/10009233017
, weaker restrictions may be a more effective means of changing behavior. We test this using a school-based commitment savings … device for educational expenses in Uganda. We compare an account fully-committed to educational expenses to an account in … which savings are available for cash withdrawal but intended for educational expenses. The weaker commitment generates …
Persistent link: https://www.econbiz.de/10010236461
We explore the far-reaching implications of replacing current unemployment benefit (UB) systems by an unemployment accounts (UA) system. Under the UA system, employed people are required to make ongoing contributions to their UAs and the balances in these accounts are available to them during...
Persistent link: https://www.econbiz.de/10003387735
We examine the efficacy of a popular anti-poverty programme, namely the National Rural Employment Guarantee Act (NREGA) of the Government of India. We argue that a chronic friction of wage payment delay in this flagship programme could adversely affect the welfare of the poor through two...
Persistent link: https://www.econbiz.de/10011376265
-Economic Panel that we combine with geographic flood data, we compare the savings behavior of affected and non-affected individuals …
Persistent link: https://www.econbiz.de/10010516460
Concerns over the adequacy of low and middle-income earner contributions to retirement plans have led governments to introduce targeted matching schemes. In this study, we examine the effects of a simple and generous Australian scheme using administrative tax-filer data, exploiting longitudinal...
Persistent link: https://www.econbiz.de/10012373119
By simulating the working of the unemployment insurance savings accounts (UISAs) in Slovenia using a methodology …. -- Unemployment insurance ; unemployment insurance savings accounts …
Persistent link: https://www.econbiz.de/10003688786
, necessary beyond 2025. As the enacted savings rate target is conservative, individual pensions keep retirement income sufficient … even if returns to pension funds are low due to legal restrictions on savings vehicles. …
Persistent link: https://www.econbiz.de/10011403229