, necessary beyond 2025. As the enacted savings rate target is conservative, individual pensions keep retirement income sufficient … even if returns to pension funds are low due to legal restrictions on savings vehicles. …

It has been well documented in the literature that ethnicity matters significantly in the determination of savings. In … particular, African-American savings lag far behind savings for other ethnic groups. Similarly, the literature also provides … explanation for the savings gap that still exists between African-Americans and White Americans even after accounting for …

This paper examines the relative savings position of migrant households in West Germany, paying particular attention to …), our findings reveal significant differences in the savings rates between foreign-born and German-born individuals. These … the determinants of immigrants' savings rates reveal that intended return migration does not only affect remittances, but …

Life cycle savings is proposed as one explanation for much of the increase in savings and economic growth in Asia. The … association between the age composition of a nation's population and its savings rate, observed within 16 Asian countries from … savings is exogenous. Specification tests as well as common sense imply, moreover, that lagged savings is likely to be …