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Why are saving rates of urban households in China rising?

Chamon, Marcos (contributor); Prasad, Eswar S. (contributor) - 2007

profile of savings has an unusual U-shaped pattern, with saving rates being the highest among the youngest and oldest … savings ; age and cohort profiles of savings ; borrowing constraints ; precautionary savings ; financial development …

Persistent link: https://www.econbiz.de/10003586567

International job search : Mexicans in and out of the US

Rendón, Sílvio (contributor); … - 2007

international wage differentials and preferences for origin. We use a model of job search, savings and migration to show that job … increases migration rates of younger migrants. -- International migration ; job search ; job turnover ; savings ; structural …

Persistent link: https://www.econbiz.de/10003646713

Pension plan characteristics and framing effects in employee savings behavior

Card, David E. (contributor); Ransom, Michael R. (contributor) - 2007

In this paper we document the importance of framing effects in the retirement savings decisions of college professors … contribution. Employees can also make tax-deferred contributions to a supplemental savings account. A standard lifecycle savings … model predicts a "dollar-for-dollar" tradeoff between supplemental savings and the combined regular pension contributions …

Persistent link: https://www.econbiz.de/10003603599

Can subjective mortality expectations and stated preferences explain varying consumption and saving behaviors among the elderly?

Salm, Martin (contributor) - 2006

This study investigates how subjective mortality expectations and heterogeneity in time and risk preferences affect the consumption and saving behavior of the elderly. Previous studies find that the large wealth disparities observed among the elderly cannot be explained by differences in...

Persistent link: https://www.econbiz.de/10003502663

Determinants of savings and remittances: empirical evidence from immigrants to Germany

Sinning, Mathias (contributor) - 2007

is the correct specification for the analysis of migrants' savings and remittances rather than the conventional Tobit …

Persistent link: https://www.econbiz.de/10003561632

A constitutional theory of the family

Cigno, Alessandro (contributor) - 2005

The paper re-examines the idea that a family can be viewed as a community governed by a self-enforcing constitution, and extends existing results in two directions. First, it identifies circumstances in which a constitution is renegotiation-proof. Second, it introduces parental altruism. The...

Persistent link: https://www.econbiz.de/10003260821

The racial saving gap enigma : unraveling the role of institutions

Belton, Willie James (contributor); … - 2008

It has been well documented in the literature that ethnicity matters significantly in the determination of savings. In … particular, African-American savings lag far behind savings for other ethnic groups. Similarly, the literature also provides … explanation for the savings gap that still exists between African-Americans and White Americans even after accounting for …

Persistent link: https://www.econbiz.de/10003724139

Discounting financial literacy : time preferences and participation in financial education programs

Meier, Stephan (contributor); Sprenger, Charles (contributor) - 2008

Many policy makers and economists argue that financial literacy is key to financial well-being. But why do many individuals remain financially illiterate despite the apparent importance of being financially informed? This paper presents results of a field study linking individual decisions to...

Persistent link: https://www.econbiz.de/10003719622

How viable are unemployment insurance savings accounts : simulation results for Slovenia

Vodopivec, Milan (contributor) - 2008

By simulating the working of the unemployment insurance savings accounts (UISAs) in Slovenia using a methodology …. -- Unemployment insurance ; unemployment insurance savings accounts …

Persistent link: https://www.econbiz.de/10003688786

Efficient tax policy ranks education higher than saving

Richter, Wolfram F. (contributor) - 2008

Assuming a two-period model with endogenous choices of labour, education, and saving, it is shown to be second-best efficient not to distort the choice of education. In general this implies distorting the saving decision. Hence a strict order of policy priority is derived. Efficient tax policy...

Persistent link: https://www.econbiz.de/10003688797