microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance …This study sets out to examine the extent to which access to credit and credit rationing are influenced by the … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions …

Rotating Savings and Credit Association (ROSCA). We measure the efficiency of a ROSCA by the expected waiting time that it …

imperfections are pervasive, and resources are scarce. Relaxing credit constraints can increase the productivity of microenterprises …. Using a field experiment involving agricultural microenterprises in Bangladesh, we estimated the impact of access to credit …) and technical efficiency changes. We found that relative to the baseline rice output per decimal, access to credit …

The champions of financial inclusion regret women’s lack of access to credit, while critics of financialization, by … contrast, claim that women have become overly indebted. But little is actually known about women’s debt/credit in quantitative … household debt. On a theoretical level, these results highlight the gendered earmarking of debt and credit: male and female …

This paper examines a much overlooked link between credit markets and formalization: since access to bank credit … bank credit is more widely available at lower cost; if so, well-functioning credit markets help foster formal employment at … the expense of informal jobs. We gauge the relevance of this credit channel using the Rajan-Zingales measure of financial …