which their students defaulted. I examine the predicted institutional responses under a variety of possible penalties and … economic efficiency in terms of costs due to a reallocation of students across sectors. …

and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the …

We empirically examine whether there is discernable variation in the matriculation patterns of low-income students at …, low-income students with need-based aid. While enrollment responses cannot be attributed to these programs, we do find …-distant students. These findings imply that "improved" access may actually displace some needy students in favor of others. -- Low …

(baseline: 69%) for high-school graduates who come from a state with tuition fees. Moreover, we find that students with lower … high-school grades react more strongly to tuition fees. This might have important effects on the composition of students …

we investigate whether this gap is rooted in students' misperception of their own and other's ability, thereby increasing … and students' characteristics. University students are also poor at estimating their own test-performance and over …-estimate their predicted test score. However, females, white and working class students have less inflated view of themselves. Self …

State merit aid programs have been found to reduce the likelihood that students attend college out-of-state. Using the …

low-income students at an elite public university. We find that the program increased four-year graduation rates by about … 8 percentage points for eligible students in the cohorts who experienced the fully developed program. For these cohorts … performance. We conclude that aid programs targeting low-income, high-ability students are most successful when they couple grant …

's HOPE Scholarship has affected students' college major decisions, with a focus on STEM majors. We find consistent evidence …