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Opt out or top up? : voluntary healthcare insurance and the public vs. private substitution
Fabbri, Daniele; Monfardini, Chiara - 2011
We investigate whether people enrolled into voluntary health insurance (VHI) substitute public consumption with private (opt out) or just enlarge their private consumption, without reducing reliance upon public provisions (top up). We study the case of Italy, where a mixed insurance system is in...
Persistent link: https://www.econbiz.de/10009380418
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Buying control? : "locus of control" and the uptake of supplementary health insurance
Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021
. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to …
Persistent link: https://www.econbiz.de/10012603847
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Introducing risk adjustment and free health plan choice in employer-based health insurance : evidence from Germany
Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...
Persistent link: https://www.econbiz.de/10011703654
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The effect of a ban on gender-based pricing on risk selection in the German health insurance market
Huang, Shan; Salm, Martin - 2018
used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in …
Persistent link: https://www.econbiz.de/10011951076
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The effect of private health insurance on medical care utilization and self-assessed health in Germany
Hullegie, Patrick; Klein, Tobias J. - 2010
In Germany, employees are generally obliged to participate in the public health insurance system, where coverage is …
Persistent link: https://www.econbiz.de/10003976127
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Did the ACA Medicaid Expansion save lives?
Borgschulte, Mark; Vogler, Jacob - 2019
We estimate the effect of the Affordable Care Act Medicaid expansion on county-level mortality in the first four years following expansion. We find a reduction in all-cause mortality in ages 20 to 64 equaling 11.36 deaths per 100,000 individuals, a 3.6 percent decrease. This estimate is largely...
Persistent link: https://www.econbiz.de/10012064365
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Impact of time of diagnosis on out-of-pocket costs of cancer treatment, a side effect of health insurance design in Australia
Naghsh Nejad, Maryam; Van Gool, Kees - 2024
The Extended Medicare Safety Net (EMSN) in Australia was designed to provide financial assistance to patients with high out-of-pocket (OOP) costs for medical treatment. The EMSN works on a calendar year basis. Once a patient incurs a specified amount of OOP costs, the EMSN provides additional...
Persistent link: https://www.econbiz.de/10014502936
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Can regional decentralisation shift health care preferences?
Costa-Font, Joan; Ferrer-i-Carbonell, Ada - 2017
Uniform health care delivered by a mainstream public insurer - such as the National Health Service (NHS), seldom satisfies heterogeneous demands for care, and some unsatisfied share of the population either use private health care, or purchase private insurance (PHI). One potential mechanism to...
Persistent link: https://www.econbiz.de/10011764673
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A dynamic analysis of the demand for health insurance and health care
Bolhaar, Jonneke (contributor);  … - 2008
We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...
Persistent link: https://www.econbiz.de/10003755954
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Public health insurance and entry into self-employment
Fossen, Frank M.; König, Johannes - 2015
insurance system on the entry rate into entrepreneurship. In Germany, the public health insurance system is mandatory for most … representative household panel data for Germany, which include personal health information, and we account for non-random sample … care reforms, not only in the USA and in Germany. …
Persistent link: https://www.econbiz.de/10010473188