and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the …

which their students defaulted. I examine the predicted institutional responses under a variety of possible penalties and … economic efficiency in terms of costs due to a reallocation of students across sectors. …

of the value of financial aid for prospective students. Our results point out that a considerable share of prospective … students are affected by credit constraints. We find that most of the individuals are willing to pay a sizable interest premium … points for a $1,000 loan. The willingness-to-pay for financial aid is highly heterogeneous across students, with preferences …

State merit aid programs have been found to reduce the likelihood that students attend college out-of-state. Using the …

can be driven either by marginal students induced to enroll by financial aid, or by inframarginal students who would have … students rather than the combined effect on marginal and inframarginal students by examining a change in financial aid that did … to financially independent students. I find that financial aid received by needier students is more likely to positively …

findings in the literature that students do not seem to process financial incentives well when framed as a loan. …

intervention of asset building (Percorsi) on high school students' transition to the university. Contrary to most traditional forms … population", i.e. those students who were at risk of giving up their university enrolment decisions because of economic reasons … program are significantly larger for students coming from vocational schools than for students who completed technical or …

high school students and, if so, whether the effect on individuals from low-income households is particularly strong. We …