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Labor and financial market interactions : the case of labor income risk and car insurance in the UK 1969-95

Koeniger, Winfried - 2001

Microeconomic theory predicts that under certain regularity conditions higher idiosyncratic risk increases the … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

Persistent link: https://www.econbiz.de/10011339678

The accident externality from trucking

Muehlenbachs, Lucija A.; Staubli, Stefan; Chu, Ziyan - 2017

The presence of a heavy truck on the road can impose an externality if accidents occur that would not have otherwise. We find each additional truck on the road increases the risk of a truck accident – but also, at an even higher rate, the risk of a car-on-car collision. Our estimates imply two...

Persistent link: https://www.econbiz.de/10011731933

Surprising selection effects in the UK car insurance market

Cannon, Edmund S.; Cipriani, Giam Pietro; Bazar-Rosen, Katia - 2014

is much less sophisticated than that characterised by modern microeconomic theory. …

Persistent link: https://www.econbiz.de/10010355706

The excess demand for subsidized child care in Germany

Wrohlich, Katharina (contributor) - 2005

demand for subsidized child care slots is estimated using a partial observability model in the style of Abowd and Farber …

Persistent link: https://www.econbiz.de/10002658252

Exit, voice or loyalty? : an investigation into mandated portability of front-loaded private health plans

Atal, Juan Pablo; Fang, Hanming; Karlsson, Martin; … - 2017

We study theoretically and empirically how consumers in an individual private longterm health insurance market with front-loaded contracts respond to newly mandated portability requirements of their old-age provisions. To foster competition, effective 2009, the German legislature made the...

Persistent link: https://www.econbiz.de/10011703964

Wages and the demand for health : a life cycle analysis

Dustmann, Christian; Windmeijer, Frank - 2000

This paper presents a life cycle model for the demand for health, and derives empirical specifications that distinguish … between permanent and transitory wage responses. Using panel data, we estimate dynamic health and health input demand … equations. We find evidence of negative transitory wage effects, and positive permanent effects. Estimation results based on our …

Persistent link: https://www.econbiz.de/10011336871

Employment effects of payroll tax subsidies

Collischon, Matthias; Cygan-Rehm, Kamila; Riphahn, Regina T. - 2020

substitution and complementarity relationships between subsidized and non-subsidized labor demand. We apply an instrumental … relationships just in small establishments. This represents an unintended and harmful consequence of the Minijob subsidy. …

Persistent link: https://www.econbiz.de/10012183045

NDC: the generic old-age pension scheme

Góra, Marek; Palmer, Edward E. - 2019

This chapter defines a universal public pension scheme (UPPS) as a government-mandated lifecycle longevity insurance scheme that transfers individual consumption from the working years to the retirement phase of the lifecycle. It discusses the differences in four UPPS designs defined with regard...

Persistent link: https://www.econbiz.de/10011993112

Impact of China's urban resident basic medical insurance on health care utilization and expenditure

Liu, Hong; Zhao, Zhong - 2012

. This result is robust to various specifications and multiple estimation strategies. However, there is no evidence that it …

Persistent link: https://www.econbiz.de/10009575119

On the heterogeneity in longevity among socioeconomic groups : scope, trends, and implications for earnings‐related pension schemes

Ayuso, Mercedes; Bravo, Jorge Miguel Ventura; Holzmann, … - 2016

Heterogeneity in longevity between socioeconomic groups is increasingly documented for developed economies and is reviewed in the paper. Heterogeneity in life expectancy disaggregated by main socioeconomic characteristics - such as age, gender, race, health, education, profession, income, and...

Persistent link: https://www.econbiz.de/10011502884