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A study of the Chinese gender gap in financial literacy
Preston, Alison; Qiu, Lili; Wright, Robert E. - 2022
This paper uses data from the 2015 China Household Financial Survey to analyse the gender gap in financial literacy in … China. The sample consists of 36,311 adult respondents. A variety of financial literacy measures are employed. We show that … unexplained by gender differences in characteristics. Indeed, were females in China to look like males in China (in terms of age …
Persistent link: https://www.econbiz.de/10013187551
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Who is more mobile in response to local demand shifts in China?
Luo, Dongdong; Xing, Chunbing - 2015
in response to regional demand shifts between 2000 and 2005. Results from OLS regressions show that population changes of … groups. These findings explain increases in skill premia in coastal regions after China's entry into the WTO, but it does not … mean that the former groups are more responsive to demand shocks, because changes in city working hours also reflect other …
Persistent link: https://www.econbiz.de/10010528591
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Financial literacy and food security in extremely vulnerable households
Millimet, Daniel L.; McDonough, Ian K.; Fomby, Thomas B. - 2015
Food insecurity is one of the most, if not the most, significant, nutrition-related public health issue confronted in the US. Unfortunately, we know very little about the determinants of food security except that it is not synonymous with poverty. Many households above the poverty line are food...
Persistent link: https://www.econbiz.de/10011283188
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Culture, gender, and financial literacy
Davoli, Maddalena; Rodríguez-Planas, Núria - 2022
Using a nationally representative US sample of 9,623 adults from 27 countries of ancestries, we find that the higher the degree of gender convergence in financial knowledge in the country of ancestry, the higher the financial knowledge of women in the US relative to their male counterparts....
Persistent link: https://www.econbiz.de/10012821868
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Do high schools choose financial education policies based on their neighbors?
Luedtke, Allison Oldham; Urban, Carly - 2021
Financial Education courses required for high school graduation make a difference in students' future financial lives. Given that schools exercise local control, there are a variety of types of courses offered and required by US high schools. It remains unclear why and where this variation...
Persistent link: https://www.econbiz.de/10012513253
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Closing the gender profit gap?
Batista, Catia; Sequeira, Sandra; Vicente, Pedro C. - 2021
We examine the impact of providing access to mobile savings accounts and improving financial management skills on the performance of female-led microenterprises in Mozambique. We find evidence that both interventions can improve business performance but the effects are highly heterogeneous....
Persistent link: https://www.econbiz.de/10012649379
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Financial literacy amongst young people : when does the gender gap begin?
Preston, Alison; Wright, Robert E. - 2022
Using micro-data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey, and the Oaxaca-Blinder decomposition technique, this paper contributes to knowledge on gender-gaps in financial literacy (FL) via a study of teenagers, emerging adults and young adults. The analysis...
Persistent link: https://www.econbiz.de/10013198794
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Gender, financial literacy and pension savings
Preston, Alison; Wright, Robert E. - 2022
Using micro-data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey this paper examines the relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18-64 in 2018. A simple theoretical model is...
Persistent link: https://www.econbiz.de/10013187217
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Preferences, financial literacy, and economic development
Davoli, Maddalena; Rodríguez-Planas, Núria - 2021
Using data from 74 countries, we uncover important differences in the association between financial literacy and preferences by the level of economic development. We find that patience is only salient in wealthier countries, i.e. countries with their GDP per capita above the sample median. In...
Persistent link: https://www.econbiz.de/10012648266
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Predicting retirement savings using survey measures of exponential-growth bias and present bias
Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential-growth bias (EGB) and present bias (PB). We find that EGB, the tendency to neglect compounding, and PB, the tendency to value the present over the future, are highly significant...
Persistent link: https://www.econbiz.de/10011902764