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Buying control? : "locus of control" and the uptake of supplementary health insurance

Bonsang, Eric; Costa-Font, Joan; New, Sonja C. de - 2021

. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to …

Persistent link: https://www.econbiz.de/10012603847

Introducing risk adjustment and free health plan choice in employer-based health insurance : evidence from Germany

Pilny, Adam; Wübker, Ansgar; Ziebarth, Nicolas R. - 2017

To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...

Persistent link: https://www.econbiz.de/10011703654

The effect of a ban on gender-based pricing on risk selection in the German health insurance market

Huang, Shan; Salm, Martin - 2018

used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in …

Persistent link: https://www.econbiz.de/10011951076

Did the ACA Medicaid Expansion save lives?

Borgschulte, Mark; Vogler, Jacob - 2019

We estimate the effect of the Affordable Care Act Medicaid expansion on county-level mortality in the first four years following expansion. We find a reduction in all-cause mortality in ages 20 to 64 equaling 11.36 deaths per 100,000 individuals, a 3.6 percent decrease. This estimate is largely...

Persistent link: https://www.econbiz.de/10012064365

Impact of time of diagnosis on out-of-pocket costs of cancer treatment, a side effect of health insurance design in Australia

Naghsh Nejad, Maryam; Van Gool, Kees - 2024

The Extended Medicare Safety Net (EMSN) in Australia was designed to provide financial assistance to patients with high out-of-pocket (OOP) costs for medical treatment. The EMSN works on a calendar year basis. Once a patient incurs a specified amount of OOP costs, the EMSN provides additional...

Persistent link: https://www.econbiz.de/10014502936

A dynamic analysis of the demand for health insurance and health care

Bolhaar, Jonneke (contributor); … - 2008

We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...

Persistent link: https://www.econbiz.de/10003755954

Opt out or top up? : voluntary healthcare insurance and the public vs. private substitution

Fabbri, Daniele; Monfardini, Chiara - 2011

We investigate whether people enrolled into voluntary health insurance (VHI) substitute public consumption with private (opt out) or just enlarge their private consumption, without reducing reliance upon public provisions (top up). We study the case of Italy, where a mixed insurance system is in...

Persistent link: https://www.econbiz.de/10009380418

Public health insurance and entry into self-employment

Fossen, Frank M.; König, Johannes - 2015

insurance system on the entry rate into entrepreneurship. In Germany, the public health insurance system is mandatory for most … representative household panel data for Germany, which include personal health information, and we account for non-random sample … care reforms, not only in the USA and in Germany. …

Persistent link: https://www.econbiz.de/10010473188

Age penalties and take-up of private health insurance

Kettlewell, Nathan; Zhang, Yuting - 2021

Penalty mandates are used in many countries to encourage people to purchase health insurance. But are they effective? We use a large administrative dataset for a 10% random sample of all Australian tax-filers to study how people respond to a step-wise age-based mandate, and whether this has...

Persistent link: https://www.econbiz.de/10012705685

Long-term care partnership effects on Medicaid and private insurance

Costa-Font, Joan; Raut, Nilesh - 2021

Can the expansion of Medicaid, a means-tested health and long-term care insurance, be slowed down by incentivising the purchase of private long-term care insurance (LTCI)? We study the implementation of the long-term care insurance partnership (LTCIP) program, a joint federal and state-level...

Persistent link: https://www.econbiz.de/10012648168

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