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credit has still remained scarce in India. Primary Agriculture Credit Societies (PACS) working at grass-root level, having … institution. The present study examines the recovery performance of rural credit given by PACS in six different regions of India … Bank of India in collaboration with State Governments. …
Persistent link: https://www.econbiz.de/10010379210
the poorest rural regions of the world (Uttar Pradesh, India). Methodologically, it shows how indicators from the direct …-strand programs can help to explain the paradox as to why nearly 100 million women (in India alone) have participated in self help … programs despite modest global research evidence for micro-finance impacts on nominal incomes. Second, results argue strongly …
Persistent link: https://www.econbiz.de/10012164699
We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal … household types. -- child labor ; India ; informal lending ; lending discrimination ; interest rate caps …
Persistent link: https://www.econbiz.de/10009665022
experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of … typical lending mechanisms. -- Time preference ; hyperbolic discounting ; self-control ; loan contracts ; microfinance …
Persistent link: https://www.econbiz.de/10003959320
terms, mostly due to a lack of data. This descriptive paper uses first-hand survey data from southern India disaggregated by …
Persistent link: https://www.econbiz.de/10012316897
rural India across the entire welfare distribution. The paper establishes that the disadvantage suffered by two historically … the SC and the ST households must remain a focus of attention besides promoting a more active labor market in rural India …. -- India ; social groups ; inequality ; quantile regression decomposition …
Persistent link: https://www.econbiz.de/10003808334
Affirmative action has been at the heart of public policies towards the socially disadvantaged in India. Compensatory …
Persistent link: https://www.econbiz.de/10003688798
While commitment devices such as defaults and direct deposits from wages have been found to be highly effective to increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer groups are an alternative commitment device that is...
Persistent link: https://www.econbiz.de/10009530133
This paper summarizes the findings from the Self Sufficiency Project: a large scale social experiment that is being conducted in Canada to evaluate the effect of high-powered financial incentives for full time work among former welfare recipients. The experimental results confirm the importance...
Persistent link: https://www.econbiz.de/10011336870
High unemployment in many OECD countries is often attributed, at least in part, to the generosity and long duration of unemployment compensation. It is therefore instructive to examine a country where high unemployment exists despite the near complete absence of an unemployment insurance system....
Persistent link: https://www.econbiz.de/10011339681