have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent. …

We explore asset holding diversification by Australian households, in particular, the household asset diversification … doing, recent literature on the modelling of proportions is combined with the growing body of research concerning household …

knowledge in a small-scale RCT. We test the substitutability or complementarity of two treatments: an online video financial …, the video treatment enhanced financial knowledge scores by more than 50 percent of a standard deviation. Conversely, the …

UDLs for longer time accumulate more savings. This effect holds for both financial and total wealth and is stronger at … financial literacy, contributing to uncover the mechanisms through which the risk of divorce may affect savings. Our results are …

Using micro-data from the Household, Income and Labour Dynamics in Australia (HILDA) Survey this paper examines the … relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the …

' retirement-savings decisions. In both conditions, the calculator projects workers' retirement income goal. In the treatment … condition, it also projects retirement income based on defined-contribution savings, prominently displays the gap between …, effects were larger for those with greater financial knowledge, suggesting this type of tool complements, rather than …

social programs, savings and the labor supplies of all adult household members. The optimal policy mix focuses mainly on … and savings decisions of singles and married couples. Partial insurance against wage and employment shocks is provided by … Social Assistance, which provides a permanent universal household income floor, with a minor role for temporary earnings …

We explore the link between child gender and household financial decisions within a cultural environment that strongly … favours having a son. Using data from the China Household Finance Survey (CHFS), we find that the presence of a daughter is …