We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two … accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse. …

Indian government partners, we provided rural women with individual bank accounts and randomly varied whether their wages … from a public workfare program were directly deposited into these accounts or into the male household head's account (the … offered bank accounts, those who also received direct deposit and training increased their labor supply in the public and …