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Public health insurance and entry into self-employment

Fossen, Frank M.; König, Johannes - 2015

We estimate the impact of a differential treatment of paid employees versus self-employed workers in a public health insurance system on the entry rate into entrepreneurship. In Germany, the public health insurance system is mandatory for most paid employees, but not for the self-employed, who...

Persistent link: https://www.econbiz.de/10010474213

The effect of a ban on gender-based pricing on risk selection in the German health insurance market

Huang, Shan; Salm, Martin - 2019

Starting from December 2012, insurers in the European Union were prohibited from charging gender-discriminatory prices. We examine the effect of this unisex mandate on risk segmentation in the German health insurance market. While gender used to be a pricing factor in Germany's private health...

Persistent link: https://www.econbiz.de/10011968915

Is there a role for private health insurance in developing countries?

Drechsler, Denis (contributor); … - 2005

This paper discusses the role of private health insurance (PHI) in developing countries. Three major findings emerge from a comprehensive and systematic review of the performance of PHI in five regions of the developing world. First, PHI involving pre-payment and risk sharing currently only...

Persistent link: https://www.econbiz.de/10003154244

Copayments for ambulatory care in Germany : a natural experiment using a difference-in-difference approach

Schreyögg, Jonas (contributor); … - 2008

In response to increasing health expenditures and a high number of physician visits, the German government introduced a copayment for ambulatory care in 2004 for individuals with statutory health insurance (SHI). Because persons with private insurance were exempt from the copayments, this health...

Persistent link: https://www.econbiz.de/10003726009

Long-term absenteeism and moral hazard : evidence from a natural experiment

Ziebarth, Nicolas R. - 2009

Sick leave payments represent a significant portion of public health expenditures and labor costs. Reductions in replacement levels are a commonly used instrument to tackle moral hazard and to increase the efficiency of the health insurance market. In Germany's Statutory Health Insurance (SHI)...

Persistent link: https://www.econbiz.de/10003832840

Health care reform : separating insurance from income redistribution

Breyer, Friedrich; Haufler, Andreas - 2000 - Final version

Most systems of health care financing in EU member states currently include elements of income redistribution. The paper analyzes the effects of shifting this kind of redistribution to the tax system and argues that this reform could create two types of efficiency gains. On the expenditure side,...

Persistent link: https://www.econbiz.de/10011432840

Optionen der Weiterentwicklung des Risikostrukturausgleichs in der GKV

Breyer, Friedrich; Kifmann, Mathias - 2001

Krankenversicherung wurde mit dem Gesundheits-Strukturgesetz von 1993 eingeführt und trat am 1.1.1994 in Kraft. Mit dem selben Gesetz …

Persistent link: https://www.econbiz.de/10011433969

Income redistribution and the political economy of social health insurance : comparing Germany and Switzerland

Breyer, Friedrich - 2001

In many countries, collectively financed health insurance systems or health services delivery systems (such as the NHS) exist. Typically, these institutions are financed via general taxes or specific contributions levied on earnings. As benefits are not dependent upon income, this implies a...

Persistent link: https://www.econbiz.de/10011434277

Kassenwechsel in der Gesetzlichen Krankenversicherung : welche Rolle spielt der Beitragssatz?

Schwarze, Johannes; Andersen, Hanfried H. - 2001

Die aktuelle Diskussion über den Risikostrukturausgleich (RSA) zwischen den Gesetzlichen Krankenkassen konzentriert sich auf die Frage, ob zusätzlich Morbiditätsmerkmale berücksichtigt werden sollen. Vorliegende Studien deuten darauf hin, dass Kassenwechsler im Durchschnitt bessere Risiken...

Persistent link: https://www.econbiz.de/10011435823

Kapitaldeckung in der Gesetzlichen Krankenversicherung : zur Berechnung der finanziellen Auswirkungen eines Umstieg vom Umlage- auf das Kapitaldeckungssystem

Grabka, Markus M.; Andersen, Hanfried H.; Henke, Klaus-Dirk - 2002

kapitalgedeckten System in der Gesetzlichen Krankenversicherung (GKV) dargestellt. Mit Hilfe eines statischen Mikrosimulationsmodells … hierbei auf Kalkulationen einer Privaten Krankenversicherung zurückgegriffen. Es wird gezeigt, wie hoch das Transfervolumen … wäre, um einen Übergang in die kapitalgedeckte Krankenversicherung in der GKV zu realisieren. …

Persistent link: https://www.econbiz.de/10011435932