This paper examines how families adjust their private old-age savings in response to a change in individual pension …): 1998, 2003 and 2008. All results indicate that families do not adjust their private old-age savings in response to the … does not crowd-out old-age private savings. Hence, child care pension benefits increase a mother's old-age income without …

In recent years the aggregate savings ratio in Germany has declined. The basic causes are, above all, the rise in … and increases in the overall cost of living. Underlying the aggregate savings ratio one finds a substantial dispersion …. With rising income the savings-income ratio increases. In addition, the type of social insurance influences the level of …

birth cohorts in Germany. The analysis is based on a rich dataset that combines household survey data from the German Socio … East Germany and for the low educated. Using simulated life cycle employment and income profiles, we project gross future …

years longer than a woman at the 10th percentile. -- Life expectancy and income ; women ; public pensions ; Germany …

undergoing fundamental reforms in many Western countries. Starting with cohort 1937, Germany introduced permanent pension …