One unique feature of the German health insurance system is the possibility for certain socioeconomic groups to opt-out of the otherwise compulsory system. To determine whether rates incorporating deductibles can heighten the appeal of statutory health insurance funds (SHI funds) compared with...

During the next decades the populations of most developed countries will grow older as a result of the low level of birth rates since the 1970s and/or the continuously increasing life expectancy. We show within a Generational Accounting framework how unsustainable the public finances of France,...