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Following the emergence of the financial crisis in August 2007, the Basel Committee on Banking Supervision established in 2010 a new global regulatory framework. In addition to raising capital requirements, it introduced three ratios, two of which set out minimum standards for liquidity and...
Persistent link: https://www.econbiz.de/10012993710
). Finally, we use bank fundamentals to estimate the cost of equity for unlisted banks. In general, unlisted banks are found to …
Persistent link: https://www.econbiz.de/10013243840
results highlight the importance of the starting level of bank capital, bank asset quality, and banks’ adjustments for the …
Persistent link: https://www.econbiz.de/10013315366
This paper uses micro data from the European Union Statistics on Income and Living Conditions (EU-SILC) to generate structural information for the euro area on the incidence of household indebtedness and the debt service burden. It breaks down incidence by characteristics such as income, age and...
Persistent link: https://www.econbiz.de/10013128171
non-bank-regulated segments of the financial sector. Over the recent past, this interconnection has increased, likely …
Persistent link: https://www.econbiz.de/10013113994
In May 2016 the Governing Council adopted the AnaCredit Regulation (ECB/2016/13) providing the legal basis for the European System of Central Banks (ESCB) to collect granular information on loans from banks to corporates and other legal persons based on a core set of harmonised concepts and...
Persistent link: https://www.econbiz.de/10012954335
for the financial sector and/or central bank tasks, stablecoins of the type envisaged in the second scenario may reach a …
Persistent link: https://www.econbiz.de/10012822669
As the euro area has a predominantly bank-based financial system, changes in the composition and strength of banks … crisis, in a context of financial market stress and weak bank balance sheets, unconventional monetary policy measures have … non-standard measures were successful in stimulating lending and which bank business models were more strongly affected …
Persistent link: https://www.econbiz.de/10012871122
On 24 November 2015, the European Commission published a proposal to establish a European Deposit Insurance Scheme (EDIS). The proposal provides for the creation of a Deposit Insurance Fund (DIF) with a target size of 0.8% of covered deposits in the euro area and the progressive mutualisation of...
Persistent link: https://www.econbiz.de/10012921873
Since the European Central Bank’s (ECB’s) 2003 strategy review, the importance of macro-financial amplification …
Persistent link: https://www.econbiz.de/10013210834