The euro area bank lending survey (BLS) serves as an important tool in the analysis of bank lending conditions in the … euro area and across euro area countries, providing otherwise unobservable qualitative information on bank loan demand and … and has become of key importance for the analysis and assessment of bank lending conditions in the euro area and at the …

As the euro area has a predominantly bank-based financial system, changes in the composition and strength of banks … crisis, in a context of financial market stress and weak bank balance sheets, unconventional monetary policy measures have … non-standard measures were successful in stimulating lending and which bank business models were more strongly affected …

persons based on a core set of harmonised concepts and definitions. Starting with reference data from September 2018, credit …) individual credit exposures falling within the reporting scope. The reporting framework is the outcome of in-depth discussions … Regulation, AnaCredit will, already in Stage 1, significantly enhance the value for analysis on credit and credit risk in the …

This occasional paper explains why the bank lending survey was developed by the ECB and describes its main features. It … discusses the importance of credit developments for both the economy and the functioning of monetary policy, and further … clarifies why the survey was introduced. Furthermore, the paper demonstrates that the value added of implementing a bank lending …

assessment of banks' credit policies. The highlighted country specificities should be taken into account in macroprudential …

itself most clearly in the rapid pace of growth in credit to the private sector. This process of financial deepening is … largely a natural and welcome catching-up phenomenon, but it has also increased the credit risks borne by the banking sectors … in the three economies. These credit risks are compounded by the widespread use of foreign currency-denominated or …