of business lending. We find that ex-ante risk taking by banks (measured by the risk rating of new loans) is negatively …We present evidence of a risk-taking channel of monetary policy for the U.S. banking system. We use confidential data … on banks’ internal ratings on loans to businesses over the period 1997 to 2011 from the Federal Reserve’s survey of terms …

acquisitions (M&As), differences of merging partners in their loan and credit risk strategies are conducive to a higher performance … making the assumption that balance-sheet resource allocation is indicative of the strategic focus of banks, we also find …

), well-functioning institutions are a key driving force for international bank flows. Specifically, foreign banks invest …

deposits and savings deposits. Bank soundness, credit risk and interest rate risk are found to exert a significant influence on … monetary policy was up (down). Overall, we find that competition among banks and competition from financial markets result in a …

This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and … bank interest rates, we likewise find that banks tend to price their loans more in accordance with the market in countries … heavier in the loan market than in the deposit markets, so that banks compensate for their reduction in loan market income by …

We study the prices that individual banks pay for liquidity (captured by borrowing rates in repos with the central bank … depend in particular on the distribution of liquidity across banks, which is calculated over time using individual banklevel … data on reserve requirements and actual holdings. Banks pay more for liquidity when positions are more imbalanced across …

This paper develops a DSGE model where banks use short-term deposits to provide firms with long-term credit. The demand … for long-term credit arises because firms borrow in order to finance their capital stock which they only adjust at …

and earnings capacity. Secondly, the impact of banks’ capital gap on the credit supply and the security portfolio is …We develop a partial adjustment model in order to estimate the factors contributing to banks’ internal target capital … ratio, lending policy and holding of securities. The model is estimated on a panel of listed euro area banks and country …

Banks supply payment services that underpin the smooth operation of the economy. To ensure an efficient payment system …-provided payment services. Billion dollar banks account for around ninety percent of assets in the US and those with around to billion … in assets turn out to be both the most and the least competitive in payment services, not the very largest banks. …

, incorporates a link between liquidity risk and solvency risk, and is tailored for emerging market features. The stress-testing tool … accommodate; (iii) assess the impact on credit supply when the sudden stop occurs; and (iv) support the implementation of an …