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Do Newspaper Articles on Card Fraud Affect Debit Card Usage?
Kosse, Anneke - 2011
This paper investigates the impact of newspaper publications about debit card skimming fraud on debit card usage in the … phenomenon of skimming fraud significantly affect the number of debit card payments. The direction of the effect depends on the … type of skimming fraud addressed. Newspaper articles on fraud at points-of-sale (POS) and ticket machines depress the …
Persistent link: https://www.econbiz.de/10013120182
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Financial factors in economic fluctuations
Christiano, Lawrence; Rostagno, Massimo; Motto, Roberto - 2010
We augment a standard monetary DSGE model to include a banking sector and financial markets. We fit the model to Euro Area and US data. We find that agency problems in financial contracts, liquidity constraints facing banks and shocks that alter the perception of market risk and hit financial...
Persistent link: https://www.econbiz.de/10011605238
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When Losses Turn into Loans : The Cost of Undercapitalized Banks
Blattner, Laura - 2019
natural experiment to study the effects of reduced bank capital adequacy on productivity. Affected banks respond not only by …
Persistent link: https://www.econbiz.de/10012889191
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Money, Credit, Monetary Policy and the Business Cycle in the Euro Area : What Has Changed since the Crisis?
Giannone, Domenico - 2019
This paper studies the relationship between the business cycle and financial intermediation in the euro area. We establish stylized facts and study their stability during the global financial crisis and the European sovereign debt crisis. Long-term interest rates have been exceptionally high and...
Persistent link: https://www.econbiz.de/10012893985
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Impact of Higher Capital Buffers on Banks’ Lending and Risk-Taking : Evidence from the Euro Area Experiments
Cappelletti, Giuseppe - 2019
We study the impact of higher bank capital buffers, namely of the Other Systemically Important Institutions (O …
Persistent link: https://www.econbiz.de/10012867435
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The Benefits and Costs of Adjusting Bank Capitalisation : Evidence From Euro Area Countries
Budnik, Katarzyna Barbara - 2019
The paper proposes a framework for assessing the impact of system-wide and bank-level capital buffers. The assessment … rests on a factor-augmented vector autoregression (FAVAR) model that relates individual bank adjustments to macroeconomic … related to an increase in bank resilience to adverse shocks. Higher capitalisation allows banks to withstand negative shocks …
Persistent link: https://www.econbiz.de/10012872287
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Has Regulatory Capital Made Banks Safer? Skin in the Game vs Moral Hazard
Dautović, Ernest - 2020
' tightening on bank probabilities of default is positive albeit statistically insignificant, suggesting that risk-taking may crowd …
Persistent link: https://www.econbiz.de/10012850186
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Forward-Looking Reaction to Bank Regulation
Herrala, Risto - 2014
This paper presents evidence that banks react to regulation in a forward-looking manner. A case study documents a reaction to Basel II as early as 2000, in other words about seven years prior to the implementation of the regulation in 2007. Based on the initial information released on Basel II,...
Persistent link: https://www.econbiz.de/10013058642
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EAGLE-FLI : A Macroeconomic Model of Banking and Financial Interdependence in the Euro Area
Bokan, Nikola - 2016
We incorporate financial linkages in EAGLE, a New Keynesian multi-country dynamic general equilibrium model of the euro area (EA) by including financial frictions and country-specific banking sectors. In this new version of the model, termed EAGLE-FLI (Euro Area and Global Economy with Financial...
Persistent link: https://www.econbiz.de/10012988591
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Capital and Liquidity Buffers and the Resilience of the Banking System in the Euro Area
Budnik, Katarzyna Barbara - 2018
How do capital and liquidity buffers affect the evolution of bank loans in periods of financial and economic distress … relates macroeconomic aggregates to individual bank balance sheet items and interest rates. We find that banks with high … liquidity buffers also affect bank responses to monetary policy shocks. High bank capitalisation reduces the degree to which …
Persistent link: https://www.econbiz.de/10012931100