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The impact of public guarantees on bank risk taking: evidence from a natural experiment
Gropp, Reint E.; Gruendl, Christian; Guettler, Andre - 2010
In 2001, government guarantees for savings banks in Germany were removed following a law suit. We use this natural experiment to examine the effect of government guarantees on bank risk taking, using a large data set of matched bank/borrower information. The results suggest that banks whose...
Persistent link: https://www.econbiz.de/10011605318
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Do bank insiders impede equity issuances?
Goetz, Martin; Laeven, Luc; Levine, Ross - 2021
We evaluate the role of insider ownership in shaping banks' equity issuances in response to the global financial crisis. We construct a unique dataset on the ownership structure of U.S. banks and their equity issuances and discover that greater insider ownership leads to less equity issuances....
Persistent link: https://www.econbiz.de/10012422173
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The impact of central bank liquidity support on banks' balance sheets
de Haan, Leo; Holton, Sarah; van den End, Jan-Willem - 2019
We empirically analyse the relationship between longer term central bank liquidity support and banks' balance sheet ratios, using difference-in-differences panel regressions and propensity score matching on a large sample of banks in the euro area. The research question is whether the liquidity...
Persistent link: https://www.econbiz.de/10012142170
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Bridging the Banking Sector with the Real Economy : A Financial Stability Perspective
Costeiu, Adrian - 2013
This paper builds a macro-prudential tool designed to assess whether the banking sector is adequately prepared to … banking sector and the real sector is established via the corporate sector channel. The macro-prudential tool consists of a … order to capture the feedback effects from the macroeconomic stance into the banking sector, via the corporate sector …
Persistent link: https://www.econbiz.de/10013075928
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The Determinants of Bank Capital Structure
Gropp, Reint - 2009
The paper shows that mispriced deposit insurance and capital regulation were of second order importance in determining the capital structure of large U.S. and European banks during 1991 to 2004. Instead, standard cross-sectional determinants of non-financial firms' leverage carry over to banks,...
Persistent link: https://www.econbiz.de/10013156092
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A Dynamic Model of Bank Behaviour under Multiple Regulatory Constraints
Behn, Markus - 2019
We develop a dynamic structural model of bank behaviour that provides a microeconomic foundation for bank capital and liquidity structures and analyses the effects of changes in regulatory capital and liquidity requirements as well as their interaction. Our findings suggest that adjustments in...
Persistent link: https://www.econbiz.de/10012893728
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Bank Lines of Credit as Contingent Liquidity : A Study of Covenant Violations and Their Implications
Acharya, Viral V. - 2014
We study how the consequences of violations of covenants associated with bank lines of credit to firms vary with the financial health of lenders. Following a violation banks restrict usage of lines of credit by raising spreads, shortening maturities, tightening covenants, or cancelling the line...
Persistent link: https://www.econbiz.de/10013051172
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Rational Blinders : Strategic Selection of Risk Models and Bank Capital Regulation
Colliard, Jean-Edouard - 2014
in the banking sector. Instead, the strategic use of risk models can be avoided by imposing penalties on banks with low …
Persistent link: https://www.econbiz.de/10013059120
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The Effect of Bank Shocks on Firm-Level and Aggregate Investment
Amador, João - 2016
one banking relationship as long as they account for only a small share of the total loan volume of their banks. The … access to alternative financing sources. For the economy as a whole, granular shocks in the banking system account for around …
Persistent link: https://www.econbiz.de/10012988608
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Banks' Risk-Taking within a Banking Union
Farnè, Matteo; Vouldis, Angelos - 2021
We study the relationship between banks’ size and risk-taking in the context of supranational banking supervision …. Consistently with theoretical work on banking unions and in contrast to analyses emphasising incentives underpinned by the too …
Persistent link: https://www.econbiz.de/10013210707