This paper analyzes the effects of bank mergers on bank firm relationships. Using matched bank-firm level data, I find … positive effects of mergers for borrowers that continue the lending relationship with the consolidated bank. On average …

businesses who already have access to bank credit. Firms use FinTech to obtain long-term unsecured loans and reduce their … increase leverage and substitute long-term bank debt with FinTech debt. Our findings suggest that FinTech allows firms to … preserve financial flexibility, reduce their bank dependence and exposure to banking shocks …

relationship with their savings bank prior to applying for a loan, default significantly less than customers with no prior …

estimated while controlling for the macroeconomic environment. An increase in bank' balance sheet risk is shown to increase the …

between productivity and bank credit in the context of different financial market set-ups, we introduce a model of overlapping … and Italy to explore the relation between bank credit and productivity following the main derivations of the model. We … estimate an extended set of elasticities of bank credit with respect to a series of productivity measures of firms. We focus …

We develop a dynamic structural model of bank behaviour that provides a microeconomic foundation for bank capital and …

We study the impact of higher bank capital buffers, namely of the Other Systemically Important Institutions (O …

explain about two-thirds of the variation of bank capitalization over the business cycle. We estimate that provisioning …