Narrow search
Showing 1 - 10 of 1,349
Cover Image
Risky Assets in Europe and the US : Risk Vulnerability, Risk Aversion and Economic Environment
Bekhtiar, Karim - 2019
We use cross-country microdata to analyse the risk taking of households in Europe and the US. Concerning the extensive … inside Europe we document substantial differences. Furthermore, average risk aversion is strongly correlated with the share … explainable by household characteristics as well as differences in risk aversion and a remainder. We employ the unexplained part …
Persistent link: https://www.econbiz.de/10012871885
Cover Image
Mortgage Indebtedness and Household Financial Distress
Georgarakos, Dimitris - 2010
-adjusted income levels, various socioeconomic characteristics, housing traits, country-specific constant terms, and household …
Persistent link: https://www.econbiz.de/10013147952
Cover Image
Household Saving Behaviour and Credit Constraints in the Euro Area
Le Blanc, Julia - 2015
than households living in Continental Europe. Household characteristics and institutional macroeconomic variables are …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …
Persistent link: https://www.econbiz.de/10013020673
Cover Image
Behavioural Characteristics and Financial Distress
McCarthy, Yvonne - 2011
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals' behavioural traits, such as their...
Persistent link: https://www.econbiz.de/10013130145
Cover Image
The Impact of Housing Non-Cash Income on the Unconditional Distribution of Household Income in Austria
Fessler, Pirmin - 2015
and evaluate their impact on the unconditional distribution of household income and selected inequality measures. We …
Persistent link: https://www.econbiz.de/10013033015
Cover Image
Behavioural characteristics and financial distress
McCarthy, Yvonne - 2011
Using a new nationally representative survey of financial capability and experience in the UK and Ireland, I investigate the key factors that cause individuals to experience financial distress. In this context, a key area that I focus on is whether individuals’ behavioural traits, such as...
Persistent link: https://www.econbiz.de/10011605349
Cover Image
Culture and Portfolios : Trust, Precautionary Savings and Home Ownership
Fleck, Johannes - 2020
This paper shows that individual beliefs on the effectiveness of formal and informal sources of risk sharing determine financial precautionary behavior. We present empirical evidence demonstrating that higher trust in public insurance systems reduces net liquid wealth while higher trust in...
Persistent link: https://www.econbiz.de/10012825354
Cover Image
Wealth Shocks, Credit-Supply Shocks, and Asset Allocation : Evidence from Household and Firm Portfolios
Kick, Thomas K. - 2014
We use a unique dataset with bank clients' security holdings for all German banks to examine how macroeconomic shocks affect asset allocation preferences of households and non-financial firms. Our analysis focuses on two alternative mechanisms which can influence portfolio choice: wealth shocks,...
Persistent link: https://www.econbiz.de/10013057161
Cover Image
Mortgage indebtedness and household financial distress
Georgarakos, Dimitris; Lojschová, Adriana; … - 2010
-adjusted income levels, various socioeconomic characteristics, housing traits, country-specific constant terms, and household …
Persistent link: https://www.econbiz.de/10011605202
Cover Image
Macroeconomic Experiences and Risk Taking of Euro Area Households
Ampudia, Miguel - 2014
follows the methodology of Malmendier and Nagel (2011) and applies it to a novel data set on household finances covering euro … highlights the relevance of personal experiences for household behaviour …
Persistent link: https://www.econbiz.de/10013058238