services is related to household characteristics, bank ownership structure and the development of the financial infrastructure …. At the household level we find that the holding of a bank account or bank card increases with income, wealth and … integration. Our results show that foreign bank ownership is associated with more bank accounts among high-wealth, high …

Europe’s financial structure has become strongly bank-based – far more so than in other economies. We document that an … paper concludes by discussing policy solutions to Europe’s “bank bias”, which include reducing regulatory favouritism …

Europe's financial structure has become strongly bank-based – far more so than in other economies. We document that an … paper concludes by discussing policy solutions to Europe's “bank bias”, which include reducing regulatory favouritism …

is generally small. Surprisingly, we find that spill-overs of bank-related events are not significantly different from …

services is related to household characteristics, bank ownership structure and the development of the financial infrastructure …. At the household level we find that the holding of a bank account or bank card increases with income, wealth and … integration. Our results show that foreign bank ownership is associated with more bank accounts among high-wealth, high …

relationship with their savings bank prior to applying for a loan, default significantly less than customers with no prior …

This paper uses the variability of money market rates to compare the conduct of the central bank's key market operation …

demand schedule of the representative bank is relatively flat around the middle of the interest rate corridor set by the … standing facilities. This suggests that liquidity effects on the overnight inter-bank rate should be very muted on this day …. Our calibration exercise suggests that the probability of an individual bank's daily overdraft in the euro area is very …